3453 Carnelian Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 3453 Carnelian Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,456 sqft · built 1989
Lot Size	0.104 acres (4,515 sqft)
Owner	Individual Name on Record
Last Sale	$307,500 (Oct 2010)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-271-41-00`

Property Details

APN / Parcel Number

Primary APN	`168-271-41-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	4,515 sqft (0.104 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3453 CARNELIAN LN
City	OCEANSIDE
State	CA
Zip	92056-4854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 44 TR 011029
Legal Subdivision	EMERALD LAKE HOMES
Legal Tract	011029
Legal Block	3
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Oct 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Oct 31, 2017	Deed of Trust, Mortgage · FHA Mortgage VISION ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2010 · Amount on Record
Deed Sale	Oct 18, 2010 · Amount on Record
Prior Sale	Mar 30, 2004 · Amount on Record
Deed Document Number	2010556538
Transfer Doc	0000086393
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854

Mortgage

Document Number	0000171325
Date	Jun 30, 2023
Instrument	2023-0171325

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854

Mortgage

Document Number	0000388956
Date	Oct 5, 2022
Instrument	2022-0388956

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 1, 2042

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854

Mortgage

Document Number	0000038786
Date	Jan 26, 2022
Instrument	2022-0038786

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854

Mortgage

Document Number	0000019593
Date	Jan 13, 2022
Instrument	2022-0019593

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3453 CARNELIAN LN, OCEANSIDE, CA 92056-4854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000508555
Date	Oct 31, 2017
Instrument	2017-0508555

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$392,026 (+2%) Land $261,354 Building $130,672
2025	$4,302.00 (+8.75%) Homeowner's exemption	$384,340 (+4.04%) Land $256,230 Building $128,110
2023	$3,956.00 (+0.3%) Homeowner's exemption	$369,418 Land $246,281 Building $123,137
2022	$3,944.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, VISTA IRRIGATION DISTRICT
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Carnelian Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures