346 View Ridge Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 346 View Ridge Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 2005
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2023)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`453200370846000`

Property Details

APN / Parcel Number

Primary APN	`453200370846000`
Alternative APNs	`35309` `60678`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,224 sqft Heated Area
Upper Floors Area	408 sqft
Basement Area	816 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Lot Dimensions	341 ft deep x 518 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	448 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60678
Street Address	346 VIEW RIDGE TRL
City	MURPHY
State	NC
Zip	28906-5786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 JOHN PATTON PROP 1427/675
Legal Phase	1427
Legal Lot Number	10
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2015
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	225 SKYLAND TRL, MURPHY, NC 28906-9728
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Dec 28, 2011 · Amount on Record
Deed Document Number	3669
Deed Book / Page	1739 / 465
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 28, 2023
Property Address	346 VIEW RIDGE TRL, MURPHY, NC 28906-5786
Document Number	001739/465
Book / Page	1739 / 465
Map Reference	CAB E SL 196A
Instrument Date	Jul 28, 2023
Instrument	3669
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SKYLAND TRL, MURPHY, NC 28906-9728
Investor	Possibly a Property Investor

Mortgage

Document Number	0001739468
Date	Jul 28, 2023
Instrument	1739/468

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	346 VIEW RIDGE TRL, MURPHY, NC 28906-5786
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1681/609
Date	May 21, 2021
Book Page	1681/609
Instrument	3404

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	346 VIEW RIDGE TRL, MURPHY, NC 28906-5786
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01608/0301
Date	Mar 11, 2019
Book Page	01608/0301
Instrument	00956

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (-0.15%)	$173,640 (-0.31%)	$173,640 (-0.31%) Land $14,400 Building $159,240
2023		$174,180 (-)	$174,180 (-) Land $14,400 Building $159,780
2022	$1,311.00	$174,180	$174,180 Land $14,400 Building $159,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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