187 View Ridge Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 187 View Ridge Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 2006
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Sep 2019)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`453200279491000`

Property Details

APN / Parcel Number

Primary APN	`453200279491000`
Alternative APN	`50607`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,152 sqft Heated Area
Upper Floors Area	336 sqft
Basement Area	816 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	220 ft deep x 135 ft wide
Terrain	Mountain
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	432 sqft
Deck Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50607
Street Address	187 VIEW RIDGE TRL
City	MURPHY
State	NC
Zip	28906-2787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 JOHN PATTON PROP 1560/346
Legal Phase	1560
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2015
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	187 VIEW RIDGE TRL, MURPHY, NC 28906-2787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 23, 2019	Warranty Deed, Transfer
May 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	04518
Deed Book / Page	01624 / 0092
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	187 VIEW RIDGE TRL, MURPHY, NC 28906-2787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01617/0511
Date	Jul 9, 2019
Book Page	01617/0511
Instrument	03029

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	187 VIEW RIDGE TRL, MURPHY, NC 28906-2787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1660/1047
Date	Oct 20, 2020
Book Page	1660/1047
Instrument	6017

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 23, 2019
Property Address	187 VIEW RIDGE TRL, MURPHY, NC 28906-2787
Document Number	01624/0092
Book / Page	01624 / 0092
Map Reference	CAB E SL 196A
Instrument Date	Sep 11, 2019
Instrument	04518
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2583 WESLEY DR, 2583, CUMMING, GA 30040-6332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 VIEW RIDGE TRL, MURPHY, NC 28906-2787

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 11, 2017
Property Address	187 VIEW RIDGE TRL, MURPHY, NC 28906-2787
Document Number	01560/0346
Book / Page	01560 / 0346
Map Reference	CAB E SL 196A
Instrument Date	Mar 30, 2017
Instrument	02028
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 TRANQUILITY WAY # WAY15-I, 130, CAPE CANAVERAL, FL 32920-6075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 JEFFERSON DR, ATLANTA, GA 30350-7118

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00	$169,680 (-)	$169,680 (-) Land $12,000 Building $157,680
2023		$169,680	$169,680 Land $12,000 Building $157,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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