346 Slave Dr, Hayesville, NC 28904 Property Records

Clay County property record for 346 Slave Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,204 sqft · built 1964
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Dec 2021)
Tax Bill	$946 (2026)
Deeds & Mortgages	Dec 2021 Sale Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`556117106864`

Property Details

APN / Parcel Number

Primary APN	`556117106864`
Alternative APN	`620622000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,204 sqft Heated Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	40,946 sqft (0.94 acres)

Location & Zoning

Account Number	620622000
Street Address	346 SLAVE DR
City	HAYESVILLE
State	NC
Zip	28904-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 HYSVILLE HOMESITE
Legal Subdivision	HAYESVILLE HOMESITES
Legal Lot Number	13
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1050
Census Tract	950102

Owner

346 Slave Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	346 SLAVE DR, HAYESVILLE, NC 28904-7525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Deed Document Number	20214202
Deed Book / Page	460 / 150
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 22, 2021
Property Address	346 SLAVE DR, HAYESVILLE, NC 28904-7525
Document Number	000460/150
Book / Page	460 / 150
Map Reference	CAB 6 SL 470
Instrument Date	Dec 22, 2021
Instrument	2021004202
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Amount	Amount on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3606 NEW HOLLAND DR, 3606, WILMINGTON, NC 28412-2047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 SLAVE DR, HAYESVILLE, NC 28904-7525

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	346 SLAVE DR, HAYESVILLE, NC 28904-7525
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Q14/0023
Date	Sep 18, 2018
Book Page	Q14/0023
Instrument	2018002128

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 346 Slave Dr was $946, up 1.6% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$946.00 (+1.61%)	$273,000 (+54.24%) Land $38,900 Building $234,100	$273,000 (+54.24%) Land $38,900 Building $234,100
2025	$931.00	$177,000 Land $29,900 Building $147,100	$177,000 Land $29,900 Building $147,100
2023	$793.00	$172,600 Land $29,900 Building $142,700	$172,600 Land $29,900 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 Slave Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 Slave Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	90 / 5
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: AT&T, Blue Ridge Mountain EMC, T-Mobile, Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Slave Dr

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