191 Slave Dr, Hayesville, NC 28904 Property Records

Clay County property record for 191 Slave Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,100 sqft · built 1969
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jan 2006)
Tax Bill	$758 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`556117110660`

Property Details

APN / Parcel Number

Primary APN	`556117110660`
Alternative APN	`10471301`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,100 sqft Heated Area

Exterior

Year Built	Built 1969
Lot Area	46,609 sqft (1.07 acres)

Location & Zoning

Account Number	10471301
Street Address	191 SLAVE DR
City	HAYESVILLE
State	NC
Zip	28904-7523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7
Legal Lot Number	7
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1050
Census Tract	950102

Owner

Source: Clay County records · APN 556117110660

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	191 SLAVE DR, HAYESVILLE, NC 28904-7523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2006 · Amount on Record
Deed Sale	Jan 12, 2006 · Amount on Record
Prior Sale	Jan 14, 2005 · Amount on Record
Deed Document Number	0000299280
Deed Book / Page	299 / 280
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	191 SLAVE DR, HAYESVILLE, NC 28904-7523
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M14/0020
Date	Apr 20, 2018
Book Page	M14/0020
Instrument	2018000854

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00 (+17.7%)	$139,600 (-) Land $32,100 Building $107,500	$139,600 (-) Land $32,100 Building $107,500
2023	$644.00	$139,600 Land $32,100 Building $107,500	$139,600 Land $32,100 Building $107,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	25 / 3

May also be available: AT&T, Blue Ridge Mountain Electric Membership, Frontier, T-Mobile USA, Uniti Group, Verizon.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.