Carroll County property record for 346 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 924 sqft · built 1941 |
| Lot Size | 0.294 acres (12,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Nov 2024) |
| Tax Bill | $3,169 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-032773 |
| Primary APN | 07-032773 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 924 sqft Total Area |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,800 sqft (0.294 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 032773 |
|---|---|
| Street Address | 346 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT B - 12800 SF 346 RIDGE RD WILLOW HEIGHTS |
| Legal Subdivision | WILLOW HEIGHTS |
| Legal Lot Number | B |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 507702 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 346 RIDGE RD, WESTMINSTER, MD 21157-6803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on Record |
| Deed Sale | Nov 18, 2024 · Amount on Record |
| Prior Sale | Dec 8, 2020 · Amount on Record |
| Deed Book / Page | 11367 / 462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 8, 2020 |
| Property Address | 346 RIDGE RD, WESTMINSTER, MD 21157-6803 |
| Document Number | 0099880481 |
| Book / Page | 9988 / 481 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CROWN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 346 RIDGE RD, WESTMINSTER, MD 21157-6803 |
| Document Number | 0009988488 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 9988/488 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,169.00 (+6.88%) | $283,000 (+23.91%) Land $90,000 Building $193,000 | $283,000 (+23.91%) Land $90,000 Building $193,000 |
| 2025 | $2,965.00 (+14.92%) | ||
| 2023 | $2,580.00 Homeowner's exemption | $228,400 Land $90,000 Building $138,400 | $228,400 Land $90,000 Building $138,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Ting, Verizon.
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