299 Ridge Rd, Westminster, MD 21157 Property Records

Carroll County property record for 299 Ridge Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,408 sqft · built 1900
Lot Size	6.41 acres (279,568 sqft)
Owner	2 Trust Names on File
Last Sale	$380,000 (Aug 2009)
Tax Bill	$5,878 (2026)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-026811`

Property Details

APN / Parcel Number

Primary APN	`07-026811`
Alternative APNs	`7026811` `026811`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	5,408 sqft Total Area
Utility Area	555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	279,568 sqft (6.41 acres)
Garage Type	Attached
Garage Area	1,184 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	180 sqft
Deck Area	504 sqft
Shed	1 Shed
Shed Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	026811
Street Address	299 RIDGE RD
City	WESTMINSTER
State	MD
Zip	21157-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT - 6.4177 ACS 299 RIDGE RD WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3011
Census Tract	507702

Owner

299 Ridge Rd is owner-occupied and held in a trust since June 2012.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	299 RIDGE RD, WESTMINSTER, MD 21157-4417
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2009 · Amount on File
Deed Sale	Aug 10, 2009 · Amount on File
Prior Sale	Mar 9, 2009
Deed Document Number	2009213
Deed Book / Page	5926 / 72
Last Transfer Date	Jun 7, 2012
Transfer Doc	0069540084
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	299 RIDGE RD, WESTMINSTER, MD 21157-4417
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101220028
Date	Feb 24, 2021
Book Page	10122/28

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,878.00 (+4.65%) Homeowner's exemption	$533,800 (+5.35%) Land $177,000 Building $356,800	$533,800 (-) Land $177,000 Building $356,800
2025	$5,617.00 (+9.86%) Homeowner's exemption	$506,700 (+11.98%)	$533,800 (+17.97%) Land $177,000 Building $356,800
2023	$5,113.00 Homeowner's exemption	$452,500 Land $177,000 Building $275,500	$452,500 Land $177,000 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 299 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 299 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20