346 N Eagle St, New Buffalo, MI 49117 Property Records

Berrien County property record for 346 N Eagle St, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,275 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$628,839 (Jun 2019)
Tax Bill	$11,135 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62-7200-0043-03-3`

Property Details

APN / Parcel Number

Primary APN	`62-7200-0043-03-3`
Alternative APN	`11-62-7200-0043-03-3`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,275 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	346 N EAGLE ST
City	NEW BUFFALO
State	MI
Zip	49117-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 10 & 11, BLK 3 SUNSET SHORES NO. 1 EXC THE SWLY 66' THEREOF
Legal Subdivision	SUNSET SHORES
Legal Block	3
Legal Lot Number	10-11
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	1
Census Block	1004
Census Tract	11302

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 482, NEW BUFFALO, MI 49117-0482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 7, 2019	Sheriff's Deed, Foreclosure
Apr 2, 2018	Warranty Deed, Transfer · ARM UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Jun 15, 2006
Deed Book / Page	3239 / 2961
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	03239/2961
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	346 N EAGLE ST, NEW BUFFALO, MI 49117-1027
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 N EAGLE ST, NEW BUFFALO, MI 49117-1027

Mortgage

Document Number	03371/3457
Date	Apr 26, 2022
Book Page	3371/3457
Instrument	2022351222

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 25, 2022
Property Address	346 N EAGLE ST, NEW BUFFALO, MI 49117-1027
Document Number	03361/1977
Book / Page	3361 / 1977
Map Reference	LB 12 PG 42
Instrument Date	Jan 14, 2022
Instrument	2022341422
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 482, NEW BUFFALO, MI 49117-0482

Mortgage

Document Number	0033611978
Date	Jan 25, 2022
Instrument	3361/1978

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 7, 2019
Property Address	346 N EAGLE ST, NEW BUFFALO, MI 49117-1027
Document Number	03239/2961
Book / Page	3239 / 2961
Map Reference	VOL 12 PG 42
Instrument Date	Jun 6, 2019
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$691.90
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 PINE HILL CT, SAINT JOSEPH, MI 49085-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 S STATE ST, SAINT JOSEPH, MI 49085-2454

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 2, 2018
Property Address	346 N EAGLE ST, NEW BUFFALO, MI 49117-1027
Document Number	03201/2269
Book / Page	3201 / 2269
Map Reference	LB12 PG42
Instrument Date	Mar 22, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1320 PINE HILL CT, SAINT JOSEPH, MI 49085-2802

Mortgage

Document Number	0032012270
Date	Apr 2, 2018
Instrument	3201/2270

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	New Buffalo City
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,500 (+48.03%)	$1,051,000 (+48.03%)
2025	$11,135.00 (+9.75%)
2023		$355,000	$710,000
2022	$10,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Nearby Flood Policies	123 units insured incl. 89 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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