314 N Eagle St, New Buffalo, MI 49117 Property Records

Berrien County property record for 314 N Eagle St, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,395 sqft · built 2003
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$100 (Dec 2000)
Tax Bill	$6,227 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-7200-0039-00-1`

Property Details

APN / Parcel Number

Primary APN	`62-7200-0039-00-1`
Alternative APN	`11-62-7200-0039-00-1`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,395 sqft Living Area
1st Floor Area	1,345 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 N EAGLE ST
City	NEW BUFFALO
State	MI
Zip	49117-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 6 BLK 3 SUNSET SHORES NO 1
Legal Subdivision	SUNSET SHORES
Legal Block	3
Legal Lot Number	6
Legal Unit	6
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	1
Census Block	1004
Census Tract	11302

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	314 N EAGLE ST, NEW BUFFALO, MI 49117-1027
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Sep 28, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2000 · Amount on Record
Deed Sale	Dec 22, 2000 · Amount on Record
Prior Sale	Aug 8, 1989
Deed Book / Page	2099 / 830
Last Transfer Date	May 9, 2005
Transfer Doc	02620/0934
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	314 N EAGLE ST, NEW BUFFALO, MI 49117-1027
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03227/1806
Date	Jan 17, 2019
Book Page	3227/1806

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	314 N EAGLE ST, NEW BUFFALO, MI 49117-1027
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03293/3435
Date	Oct 5, 2020
Book Page	3293/3435

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 28, 2023
Property Address	314 N EAGLE ST, NEW BUFFALO, MI 49117-1027
Document Number	03412/4374
Book / Page	3412 / 4374
Map Reference	LB 12 PG 42
Instrument Date	Sep 21, 2023
Instrument	2023389964
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N EAGLE ST, NEW BUFFALO, MI 49117-1027

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	New Buffalo City
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,100 (+18.5%)	$1,158,200 (+18.5%)
2025	$6,227.00 (+10.31%) Homeowner's exemption	$488,700 (+37.01%)	$977,400 (+37.01%)
2024	$5,645.00 (+8.83%)
2023		$356,700 (+5.69%)	$713,400 (+5.69%)
2022	$5,187.00 (+1.99%) Homeowner's exemption	$337,500	$675,000
2021	$5,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Nearby Flood Policies	123 units insured incl. 89 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW BUFFALO TOWNSHIP serves 2,845 people · EPA ID MI0004685
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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