346 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 346 Mendon Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1954
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2023)
Tax Bill	$4,152 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-0014-55`

Property Details

APN / Parcel Number

Primary APN	`3-0014-55`
Alternative APNs	`CUMB M:013 B:0044 L:000` `13-3675-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	3,232 sqft
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3-0014-55
Street Address	346 MENDON RD
City	CUMBERLAND
State	RI
Zip	02864-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	44
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2041
Census Tract	11301

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 MENDON RD, CUMBERLAND, RI 02864-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP
Aug 11, 2023	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Mar 16, 2023	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	2023140130
Deed Book / Page	1962 / 16
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	346 MENDON RD, CUMBERLAND, RI 02864-6214
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001964-225
Date	Sep 20, 2023
Book Page	1964/225
Instrument	140665

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 11, 2023
Property Address	346 MENDON RD, CUMBERLAND, RI 02864-6214
Document Number	0001962-16
Book / Page	1962 / 16
Instrument Date	Aug 11, 2023
Instrument	140130
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 MENDON RD, CUMBERLAND, RI 02864-6214

Mortgage

Document Number	0000140131
Date	Aug 11, 2023
Instrument	140131

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 16, 2023
Property Address	346 MENDON RD, CUMBERLAND, RI 02864-6214
Document Number	001952-100
Book / Page	1952 / 100
Instrument Date	Mar 16, 2023
Instrument	137913
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 CEDAR RIDGE TRL, JAMESTOWN, RI 02835-2541

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,152.00 (+23.72%)	$414,800 (+51.66%) Land $175,200 Building $239,600	$468,248
2025	$3,356.00 (+5.6%)	$273,500 (-) Land $89,000 Building $184,500
2023	$3,178.00 (+6.11%)	$273,500 (+36.89%) Land $89,000 Building $184,500
2022	$2,995.00	$199,800 Land $65,300 Building $134,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1979–2023)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Nearby Properties on Mendon Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures