312 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 312 Mendon Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1981
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Apr 2025)
Tax Bill	$3,542 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-0029-48`

Property Details

APN / Parcel Number

Primary APN	`1-0029-48`
Alternative APNs	`CUMB M:013 B:0066 L:000` `9988-31`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	1,064 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Other
Exterior Material	Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,051 sqft (0.093 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1-0029-48
Street Address	312 MENDON RD
City	CUMBERLAND
State	RI
Zip	02864-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	66
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2049
Census Tract	11301

Owner

312 Mendon Rd is owned and occupied by an individual who bought it in April 2025.

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	312 MENDON RD, CUMBERLAND, RI 02864-6212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage RHODE ISLAND HOUSING & MTG FIN CORP
Mar 13, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 16, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 30, 2019	Executor's Deed, Transfer · Conventional Mortgage NFM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Nov 22, 2024 · Amount on File
Deed Document Number	2025148994
Deed Book / Page	2000 / 832
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 29, 2025
Property Address	312 MENDON RD, CUMBERLAND, RI 02864-6212
Document Number	002000-832
Book / Page	2000 / 832
Instrument Date	Apr 29, 2025
Instrument	148994
Transaction Type	Transfer
Record Updated	May 21, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MENDON RD, CUMBERLAND, RI 02864-6212

Mortgage

Document Number	0000148996
Date	Apr 29, 2025
Instrument	148996

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	002000-835
Date	Apr 29, 2025
Book Page	2000/835
Instrument	148995

Lender

Name	HOMETOWN LENDING TEAM

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	312 MENDON RD, CUMBERLAND, RI 02864-6212
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001974-30
Date	Mar 13, 2024
Book Page	1974/30
Instrument	143054

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 16, 2020
Property Address	312 MENDON RD, CUMBERLAND, RI 02864-6212
Document Number	1832-410
Book / Page	001832 / 000410
Instrument Date	Mar 13, 2020
Instrument	112768
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CHESTNUT ST #4 ATTLEBORO MA 027034793, 4, ATTLEBORO, MA 02703-4793

July 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 30, 2019
Property Address	312 MENDON RD, CUMBERLAND, RI 02864-6212
Document Number	1808-865
Book / Page	001808 / 000865
Instrument Date	Jul 24, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MENDON RD CUMBERLAND RI 028646212, CUMBERLAND, RI 02864-6212

Mortgage

Document Number	1808-867
Date	Jul 30, 2019
Book Page	001808/000867

Lender

Name	NFM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 312 Mendon Rd was $3,542, down 1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,542.00 (-1.03%)	$353,800 (+21.29%) Land $169,500 Building $184,300	$395,164
2025	$3,579.00	$291,700 Land $86,100 Building $205,600
2023	$3,390.00 (+1.04%)	$291,700 (+30.34%) Land $86,100 Building $205,600
2022	$3,355.00	$223,800 Land $63,200 Building $160,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Mendon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1979–2023)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Mendon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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