346 Lost Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 346 Lost Lake Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,804 sqft · built 2017
Lot Size	0.28 acres (12,196 sqft)
Owner	Individual Name on File
Last Sale	$364,579 (Sep 2017)
Tax Bill	$4,805 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185889-1230`

Property Details

APN / Parcel Number

Primary APN	`185889-1230`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	2,804 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	2,804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	360 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	346 LOST LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	84/1-13 LAKEWOOD POINTE LOT 23 OR4431/52 & 4505/839(C/D)
Legal Range	30E
Legal Township	09S
Legal Section	04
Legal Subdivision	LAKEWOOD POINTE
Legal Block	1
Legal Lot Number	23
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3001
Census Tract	21209

Owner

Source: St. Johns County records · APN 185889-1230

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	346 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2017 · Amount on Record
Deed Sale	Sep 01, 2017 · Amount on Record
Deed Document Number	201761060
Deed Book / Page	4431 / 52
Record Updated	Jun 08, 2026

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 01, 2017
Property Address	346 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
Document Number	0044310052
Book / Page	4431 / 0052
Map Reference	MB84 PG01-13
Instrument Date	Aug 31, 2017
Instrument	2017061060
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947

Mortgage

Document Number	2017061061
Date	Sep 01, 2017
Instrument	2017061061

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2032

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,048 (+2.7%)	$541,428 (-4.06%) Land $100,800 Building $440,628
2025	$4,805.00 (+10.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$380,767 (+5.99%)	$564,369 (-0.64%) Land $100,800 Building $463,569
2024	$4,336.00 (+2%)
2023	$4,251.00 (+2.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$359,258 (+3%)	$567,993 (+8.76%) Land $100,800 Building $467,193
2022	$4,132.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$348,794	$522,264 Land $100,800 Building $421,464

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 171 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.