322 Lost Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 322 Lost Lake Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,046 sqft · built 2018
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on File
Last Sale$295,799 (Sep 2018)
Tax Bill$3,577 (2025)
Deeds & MortgagesJan 2021 Mortgage
Mar 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN185889-1260

Property Details

APN / Parcel Number

Primary APN185889-1260

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,046 sqft Living Area
Gross Area2,466 sqft
1st Floor Area2,046 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address322 LOST LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-2947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description84/1-13 LAKEWOOD POINTE LOT 26 OR4614/1246 & 5526/1430
Legal Range30E
Legal Township09S
Legal Section04
Legal SubdivisionLAKEWOOD POINTE
Legal Block1
Legal Lot Number26
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3001
Census Tract21209

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address322 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Mar 30, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Sep 20, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Mar 2, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Prior SaleMar 2, 2018 · Amount on Record
Deed Document Number201868158
Deed Book / Page4614 / 1246
Last Transfer DateMar 25, 2022
Transfer Doc0055261430
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address322 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanySHEFFIELD & BOATRIGHT TTL SV

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947

Mortgage

Document Number0051420426
DateJan 4, 2021
Book Page5142/426
Instrument2021000561
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMar 30, 2022
Property Address322 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
Document Number0055261430
Book / Page5526 / 1430
Map ReferenceMB 84 PG 1-13
Instrument DateMar 25, 2022
Instrument2022033300
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address322 LOST LAKE DR, ST AUGUSTINE, FL 32086-2947

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 20, 2018
Property Address322 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
Document Number0046141246
Book / Page4614 / 1246
Map ReferenceMB84 PG1-13
Instrument DateSep 1, 2018
Instrument2018068158
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 2, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947

Mortgage

Document Number2018068159
DateSep 20, 2018
Instrument2018068159
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMar 2, 2018
Property Address322 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2947
Document Number0045110108
Book / Page004511 / 000108
Instrument DateFeb 27, 2018
Instrument14214
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,625.40
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,144 (+2.7%)$417,475 (-1.14%) Land $100,800 Building $316,675
2025$3,577.00 (+12.98%) Homeowner's exemption$279,595 (+5.99%)$422,303 (-0.43%) Land $100,800 Building $321,503
2024$3,166.00 (+2.03%)
2023$3,103.00 (+3.09%) Homeowner's exemption$263,801 (+3%)$424,148 (+7.96%) Land $100,800 Building $323,348
2022$3,010.00 Homeowner's exemption$256,117$392,860 Land $100,800 Building $292,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies429 units insured
incl. 284 condo units
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA3 of 20
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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