346 Leo Dr, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 346 Leo Dr, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,600 sqft · built 1989
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Feb 2021)
Tax Bill	$51 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:H37 B:4 L:8`

Property Details

APN / Parcel Number

Primary APN	`GARD M:H37 B:4 L:8`
Alternative APN	`M:I-40 B:0100 L:0006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	2,972 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	346 LEO DR
City	GARDNER
State	MA
Zip	01440-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	8
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1010
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:H37 B:4 L:8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	346 LEO DR, GARDNER, MA 01440-1266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 15, 2018	Quit Claim Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE CORPORATION
Aug 09, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2021 · Amount on Record
Deed Sale	Feb 01, 2021 · Amount on Record
Prior Sale	Nov 15, 2018 · Amount on Record
Deed Book / Page	64372 / 230
Record Updated	Jun 08, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Feb 01, 2021
Property Address	346 LEO DR, GARDNER, MA 01440-1266
Document Number	64372-230
Book / Page	64372 / 230
Instrument Date	Jan 26, 2021
Instrument	15205
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	346 LEO DR, GARDNER, MA 01440-1266
Investor	Possibly a Property Investor

Mortgage

Document Number	15206
Date	Feb 01, 2021
Instrument	15206

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 15, 2018
Property Address	346 LEO DR, GARDNER, MA 01440-1266
Document Number	59696-82
Book / Page	59696 / 82
Instrument	121717
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	596960085
Date	Nov 15, 2018
Instrument	59696/0085

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 09, 2018
Property Address	346 LEO DR, GARDNER, MA 01440-1266
Document Number	59231-216
Book / Page	059231 / 000216
Instrument Date	Jul 26, 2018
Instrument	82737
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount Recorded
Tax	$800.28
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 WALDEN ST #6P CAMBRIDGE MA 021403509, 6P, CAMBRIDGE, MA 02140-3509

December 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	Dec 18, 2017
Property Address	346 LEO DR, GARDNER, MA 01440-1266
Document Number	58200-109
Book / Page	058200 / 000109
Instrument Date	Nov 28, 2017
Instrument	89
Transaction Type	Foreclosure
Record Updated	Jan 11, 2018

Transaction

Amount	Amount Recorded
Tax	$841.32
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7704 TRENTON NJ 086280704, TRENTON, NJ 08628-0704

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$51.00 (-99.03%)	$358,300 (+2.64%) Land $77,000 Building $281,300	$421,040
2024	$5,233.00 (+6.51%)	$349,100 (+14.61%) Land $70,100 Building $279,000
2023	$4,913.00	$304,600 Land $69,100 Building $235,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277074001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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