322 Leo Dr, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 322 Leo Dr, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1991
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$461,000 (May 2024)
Tax Bill	$6,801 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:H37 B:4 L:5`

Property Details

APN / Parcel Number

Primary APN	`GARD M:H37 B:4 L:5`
Alternative APN	`M:I-39 B:0097 L:0005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	3,208 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	322 LEO DR
City	GARDNER
State	MA
Zip	01440-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	4
Legal Lot Number	5
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1010
Census Tract	707400

Owner

322 Leo Dr is owned by an individual who bought it in May 2024.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	332 LEO DR, GARDNER, MA 01440-1266
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Quit Claim Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC
Jun 22, 2018	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Nov 17, 2017	Quit Claim Deed, Transfer
Mar 13, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024 · Amount on File
Deed Sale	May 30, 2024 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Book / Page	70570 / 297
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jan 29, 2020
Property Address	322 LEO DR, GARDNER, MA 01440-1266
Document Number	61810-223
Book / Page	61810 / 223
Instrument Date	Jan 18, 2020
Instrument	9358
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 LEO DR, GARDNER, MA 01440-1266

Mortgage

Document Number	061810-227
Date	Jan 29, 2020
Book Page	61810/227
Instrument	9359

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jun 22, 2018
Property Address	322 LEO DR, GARDNER, MA 01440-1266
Document Number	58988-109
Book / Page	058988 / 000109
Instrument Date	Jun 22, 2018
Instrument	62164
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272.24
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 CARRIAGE WAY DR FITCHBURG MA 014207209, FITCHBURG, MA 01420-7209

Mortgage

Document Number	58988-112
Date	Jun 22, 2018
Book Page	058988/000112
Instrument	62165

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 17, 2017
Property Address	322 LEO DR, GARDNER, MA 01440-1266
Document Number	58053-356
Book / Page	058053 / 000356
Instrument Date	Nov 10, 2017
Instrument	128799
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount on Record
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CULLEY ST FITCHBURG MA 014203509, FITCHBURG, MA 01420-3509

March 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	Mar 13, 2017
Property Address	322 LEO DR, GARDNER, MA 01440-1266
Document Number	56841-248
Book / Page	056841 / 000248
Instrument Date	Feb 15, 2017
Instrument	25391
Transaction Type	Foreclosure
Record Updated	Apr 4, 2017

Transaction

Amount	Amount on Record
Tax	$1,026.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 322 Leo Dr was $6,801, up 10,869.4% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,801.00 (+10,869.35%)	$493,900 (+14.28%) Land $84,800 Building $409,100	$468,034 (+9.41%)
2025	$62.00 (-99.03%)	$432,200 (+1.89%) Land $77,000 Building $355,200	$427,785
2024	$6,359.00 (+6.93%)	$424,200 (+15.05%) Land $70,100 Building $354,100
2023	$5,947.00	$368,700 Land $69,100 Building $299,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Leo Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Leo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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