Randolph County property record for 346 E Ridge St, Ramseur, NC 27316
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,260 sqft · built 2003 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Nov 2020) |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8702728130 |
| Primary APN | 8702728130 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Asbestos |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 346 E RIDGE ST |
|---|---|
| City | RAMSEUR |
| State | NC |
| Zip | 27316-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-20 |
| Legal Description | W W DIXON EST;L3-6 PL:PB6-PG39 |
| Legal Subdivision | W W DIXON EST |
| Legal Block | 72 |
| Legal Lot Number | 3-6 |
| Jurisdiction | RANDOLPH NC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 31001 |
Source: Randolph County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 346 E RIDGE ST, RAMSEUR, NC 27316-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Nov 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on Record |
| Deed Sale | Nov 5, 2020 · Amount on Record |
| Prior Sale | Aug 4, 2014 · Amount on Record |
| Deed Document Number | 2020108859 |
| Deed Book / Page | 2726 / 1774 |
| Prior Transfer Date | Mar 20, 2012 |
| Prior Transfer Doc | 0022771461 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH NC |
| Property Address | 346 E RIDGE ST, RAMSEUR, NC 27316-9507 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028891728 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 2889/1728 |
| Instrument | 20175749 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANDOLPH NC |
| Recording Date | Nov 5, 2020 |
| Property Address | 346 E RIDGE ST, RAMSEUR, NC 27316-9507 |
| Document Number | 0027261774 |
| Book / Page | 2726 / 1774 |
| Map Reference | MB 6 PG 39 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 20108859 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1959 BROOK DR, 1959, ASHEBORO, NC 27205-7413 |
| Name | Verified Name |
|---|---|
| Address | 346 E RIDGE ST, RAMSEUR, NC 27316-9507 |
| Document Number | 27261777 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2726/1777 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANDOLPH NC |
| Property Address | 346 E RIDGE ST, RAMSEUR, NC 27316-9507 |
| Document Number | 0025721524 |
| Book / Page | 002572 / 001524 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 346 E RIDGE ST RAMSEUR NC 273169507, RAMSEUR, NC 27316-9507 |
| Document Number | 0025721524 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 002572/001524 |
| Instrument | 20051760 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
Source: Randolph County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Randolph County |
| Municipality | Ramseur Town |
| Unified School District | Randolph County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 (+4.27%) | $147,410 (-) Land $21,750 Building $125,660 | $147,410 (-) Land $21,750 Building $125,660 |
| 2023 | $1,734.00 | $147,410 Land $21,750 Building $125,660 | $147,410 Land $21,750 Building $125,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RAMSEUR serves 1,790 people · EPA ID NC0276020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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