340 E Ridge St, Ramseur, NC 27316 Property Records

Randolph County property record for 340 E Ridge St, Ramseur, NC 27316

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,113 sqft · built 1949
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Sep 2020)
Tax Bill$660 (2025)
Deeds & MortgagesSep 2019 Mortgage
Sep 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN8702820216

Property Details

APN / Parcel Number

Primary APN8702820216
Alternative APN
  • 0072660

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,113 sqft Living Area
1st Floor Area1,113 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsbestos
Lot Area10,454 sqft (0.239 acres)
Garage Area216 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area133 sqft
Patio Area240 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address340 E RIDGE ST
CityRAMSEUR
StateNC
Zip27316-9507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-20
Legal DescriptionW W DIXON EST;L13-15 PL:PB6-PG39
Legal SubdivisionW W DIXON EST
Legal Block82
Legal Lot Number13-15 14
JurisdictionRANDOLPH NC
Township / Civil DivisionCOLUMBIA
Census Block Group1
Census Block1038
Census Tract31001

Owner

Source: Randolph County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address340 E RIDGE ST, RAMSEUR, NC 27316-9507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Feb 6, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Nov 9, 2017Grant Deed, Transfer
ATTORNEY ONLY
Oct 17, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleFeb 6, 2020 · Amount on Record
Deed Document Number0002717768
Deed Book / Page2717 / 768
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH NC
Property Address340 E RIDGE ST, RAMSEUR, NC 27316-9507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026670971
DateSep 19, 2019
Book Page2667/0971
Instrument20085354
Lender
NameSUNTRUST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH NC
Recording DateSep 1, 2020
Property Address340 E RIDGE ST, RAMSEUR, NC 27316-9507
Document Number0027170768
Book / Page2717 / 768
Map ReferenceMB 6 PG 39
Instrument DateSep 1, 2020
Instrument20104581
Transaction TypeTransfer
Record UpdatedOct 5, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 E RIDGE ST, RAMSEUR, NC 27316-9507

Mortgage

Document Number2717770
DateSep 1, 2020
Instrument2717/770
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH NC
Recording DateFeb 6, 2020
Property Address340 E RIDGE ST, RAMSEUR, NC 27316-9507
Document Number0026871250
Book / Page002687 / 001250
Instrument DateFeb 3, 2020
Instrument20093113
Transaction TypeTransfer
Record UpdatedFeb 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$190.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 E RIDGE ST RAMSEUR NC 273169507, RAMSEUR, NC 27316-9507

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRANDOLPH NC
Recording DateNov 9, 2017
Property Address340 E RIDGE ST, RAMSEUR, NC 27316-9507
Document Number0025711133
Book / Page002571 / 001133
Instrument DateNov 8, 2017
Instrument20051359
Transaction TypeTransfer
Record UpdatedNov 22, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$46.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 BEAUMONT LN PITTSBORO NC 273125321, PITTSBORO, NC 27312-5321

October 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionRANDOLPH NC
Recording DateOct 17, 2017
Property Address340 E RIDGE ST, RAMSEUR, NC 27316-9507
Document Number0025680308
Book / Page002568 / 000308
Instrument DateJul 18, 2017
Instrument20050033
Transaction TypeForeclosure
Record UpdatedNov 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$42.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address215 N PINE ST SPARTANBURG SC 293021665, SPARTANBURG, SC 29302-1665

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRandolph County
MunicipalityRamseur Town
Unified School DistrictRandolph County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$660.00 (+4.27%)$105,840 (-) Land $21,750 Building $84,090$105,840 (-) Land $21,750 Building $84,090
2023$633.00$105,840 Land $21,750 Building $84,090$105,840 Land $21,750 Building $84,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RAMSEUR
serves 1,790 people · EPA ID NC0276020
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
currently in violation since Jul 2026
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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