346 E Cottage Pl, York, PA 17403 Property Records

York County property record for 346 E Cottage Pl, York, PA 17403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,493 sqft · built 1927
Lot Size	0.106 acres (4,617 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Oct 2019)
Tax Bill	$3,750 (2026)
Deeds & Mortgages	Nov 2021 Second Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-269-03-0008.00-00000`

Property Details

APN / Parcel Number

Primary APN	`10-269-03-0008.00-00000`
Alternative APNs	`1026090300080000000` `100095400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,493 sqft Living Area
1st Floor Area	658 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	4,617 sqft (0.106 acres)
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	346 E COTTAGE PL
City	YORK
State	PA
Zip	17403-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1000
Census Tract	800

Owner

346 E Cottage Pl is owned and occupied by an individual who bought it in October 2019.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	346 E COTTAGE PL, YORK, PA 17403-3220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITE ROSE CU
Oct 17, 2019	Grant Deed, Transfer · Conventional with PMI LORENA LONGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Apr 2, 2003 · Amount on File
Deed Document Number	201946253
Deed Book / Page	2541 / 1324
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	346 E COTTAGE PL, YORK, PA 17403-3220
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 E COTTAGE PL, YORK, PA 17403-3220

Mortgage

Document Number	0000073574
Date	Nov 24, 2021
Book Page	2695/3741
Instrument	2021073574

Lender

Name	WHITE ROSE CU
Type	Credit Union
Address	YORK, PA 17402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2036

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Oct 17, 2019
Property Address	346 E COTTAGE PL, YORK, PA 17403-3220
Document Number	0000046253
Book / Page	002541 / 001324
Instrument Date	Oct 15, 2019
Instrument	46253
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	WHITE ROSE SETTLEMENT SERVICES, WHITE ROSE SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 E COTTAGE PL YORK PA 174033220, YORK, PA 17403-3220

Mortgage

Document Number	46254
Date	Oct 17, 2019
Book Page	002541/001327
Instrument	46254

Lender

Name	LORENA LONGO
Address	PO BOX 187, DOVER, PA 17315-0187

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Oct 16, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 346 E Cottage Pl was $3,750.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,750.00	$58,410 Land $9,920 Building $48,490
2024	$3,626.00	$58,410 Land $9,920 Building $48,490
2006			$58,410 Land $9,920 Building $48,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 E Cottage Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 E Cottage Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Glo Fiber.

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