344 E Cottage Pl, York, PA 17403 Property Records

York County property record for 344 E Cottage Pl, York, PA 17403

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,192 sqft · built 1927
Lot Size	0.085 acres (3,703 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (Feb 2024)
Tax Bill	$2,690 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-269-03-0007.00-00000`

Property Details

APN / Parcel Number

Primary APN	`10-269-03-0007.00-00000`
Alternative APNs	`1026090300070000000` `100095300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,192 sqft Total Area
1st Floor Area	960 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Metal Frame
Fire Resistance	Special
Roof Type	Flat
Lot Area	3,703 sqft (0.085 acres)
Porch	Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	344 E COTTAGE PL
City	YORK
State	PA
Zip	17403-3220
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS
Legal Subdivision	TENTH WARD
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1000
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District listed 1979 · 3,164 contributing resources · NRIS 79002371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

344 E Cottage Pl, a duplex, is owned and occupied by an individual who bought it in February 2024.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	344 E COTTAGE PL, YORK, PA 17403-3220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed, Transfer · Conventional Mortgage M & T BANK
Nov 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2024 · Amount on File
Deed Sale	Feb 9, 2024 · Amount on File
Prior Sale	Dec 22, 2015 · Amount on File
Deed Document Number	20245096
Deed Book / Page	2815 / 4739
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Feb 9, 2024
Property Address	344 E COTTAGE PL, YORK, PA 17403-3220
Document Number	0000005096
Book / Page	2815 / 4739
Instrument Date	Feb 9, 2024
Instrument	2024005096
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	344 E COTTAGE PL, YORK, PA 17403-3220

Mortgage

Document Number	0000005097
Date	Feb 9, 2024
Instrument	2024005097

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	344 E COTTAGE PL, YORK, PA 17403-3220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056259
Date	Nov 9, 2020
Book Page	2608/8500
Instrument	2020056259

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 344 E Cottage Pl was $2,690.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,690.00	$41,910 Land $9,740 Building $32,170
2024	$2,601.00	$41,910 (-) Land $9,740 Building $32,170
2023	$2,601.00	$41,910 Land $9,740 Building $32,170
2006			$41,910 Land $9,740 Building $32,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 344 E Cottage Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 E Cottage Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Glo Fiber.

Nearby Properties on E Cottage Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures