Putnam County property record for 346 Cumberland Ln, Interlachen, FL 32148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1980 |
| Lot Size | 4.99 acres (217,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Oct 2019) |
| Tax Bill | $3,083 (2025) |
| Deeds & Mortgages | Oct 2019 Sale Jan 2017 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 27-10-24-0000-0050-0010 |
| Primary APN | 27-10-24-0000-0050-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 1,444 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 217,364 sqft (4.99 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 510 sqft |
| Deck Area | Deck Area |
| Heating System | Heat Pump |
|---|
| Account Number | 97757 |
|---|---|
| Street Address | 346 CUMBERLAND LN |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-5852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF N3/4 OF W1/2 OF NW1/4 OF, NW1/4 OR1149 P798 |
| Legal Range | 24E |
| Legal Township | 10S |
| Legal Section | 27 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 950500 |
Source: Putnam County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 346 CUMBERLAND LN, INTERLACHEN, FL 32148-5852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2019 | Warranty Deed, Transfer GULLET TITLE/INTERLACHEN INC |
| Jan 18, 2017 | Warranty Deed, Transfer GULLET TITLE/INTERLACHEN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on Record |
| Deed Sale | Oct 18, 2019 · Amount on Record |
| Prior Sale | Jan 18, 2017 · Amount on Record |
| Deed Document Number | 201918788 |
| Deed Book / Page | 1557 / 1492 |
| Last Transfer Date | Sep 10, 2020 |
| Transfer Doc | 0015900367 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Oct 18, 2019 |
| Property Address | 346 CUMBERLAND LN, INTERLACHEN, FL 32148-5852 |
| Document Number | 0015571492 |
| Book / Page | 001557 / 001492 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 54018788 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | GULLET TITLE/INTERLACHEN INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 346 CUMBERLAND LN INTERLACHEN FL 321485852, INTERLACHEN, FL 32148-5852 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 346 CUMBERLAND LN, INTERLACHEN, FL 32148-5852 |
| Document Number | 0014621136 |
| Book / Page | 001462 / 001136 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 54000951 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Title Company | GULLET TITLE/INTERLACHEN INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $959.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 CUMBERLAND LN INTERLACHEN FL 321485852, INTERLACHEN, FL 32148-5852 |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Municipality | Interlachen Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,083.00 (+10.46%) Homeowner's exemption | $165,090 (+5.98%) | $266,200 (-3%) Land $54,890 Building $211,310 |
| 2023 | $2,791.00 (+5.52%) Homeowner's exemption | $155,770 (+3%) | $274,420 (+19.62%) Land $54,890 Building $219,530 |
| 2022 | $2,645.00 Homeowner's exemption | $151,240 | $229,410 Land $39,920 Building $189,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
May also be available: Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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