212 Cumberland Ln, Interlachen, FL 32148 Property Records

Putnam County property record for 212 Cumberland Ln, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,099 sqft · built 1994
Lot Size	3.73 acres (162,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jun 2017)
Tax Bill	$3,143 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`27-10-24-0000-0060-0010`

Property Details

APN / Parcel Number

Primary APN	`27-10-24-0000-0060-0010`
Alternative APN	`77739`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,099 sqft Living Area
Gross Area	2,651 sqft
1st Floor Area	2,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Lot Area	162,479 sqft (3.73 acres)
Garage Type	Attached
Garage Area	552 sqft
Porch	Finished/Screened Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	77739
Street Address	212 CUMBERLAND LN
City	INTERLACHEN
State	FL
Zip	32148-5851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N250 FT OF S1/2 OF SW1/4 OF, NW1/4 OF NW1/4 OR358 P1424
Legal Range	24E
Legal Township	10S
Legal Section	27
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	3
Census Block	3040
Census Tract	950500

Owner

Source: Putnam County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit FLORIDA CREDIT UNION
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
May 11, 2020	Deed of Trust, Mortgage R P FNDG INC
Jun 14, 2017	Warranty Deed, Subdivision Related Transfer GULLET TITLE/INTERLACHEN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Prior Sale	Nov 17, 2015 · Amount on Record
Deed Document Number	201710810
Deed Book / Page	1476 / 1656
Prior Transfer Date	Oct 31, 2015
Prior Transfer Doc	0014250757
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Recording Date	Jun 2, 2026
Property Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851
Document Number	0000013431
Book / Page	1872 / 328
Instrument Date	May 27, 2026
Instrument	202613431
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851

Mortgage

Document Number	0000013431,
Date	Jun 2, 2026
Book Page	1872/328
Instrument	202613431

Lender

Name	FLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851

Mortgage

Document Number	0016100405
Date	Mar 5, 2021
Book Page	1610/405
Instrument	202154004919

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851

Mortgage

Document Number	0016251230
Date	Jun 30, 2021
Book Page	1625/1230
Instrument	202154014593

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 29, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014990870
Date	Feb 28, 2018
Book Page	1499/0870
Instrument	201854003843

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851
Document Number	0015780262
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 CUMBERLAND LN INTERLACHEN FL 321485851, INTERLACHEN, FL 32148-5851

Mortgage

Document Number	0015780262
Date	May 29, 2020
Book Page	001578/000262
Instrument	54009051

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 14, 2017
Property Address	212 CUMBERLAND LN, INTERLACHEN, FL 32148-5851
Document Number	0014761656
Book / Page	001476 / 001656
Instrument Date	Jun 12, 2017
Instrument	54010810
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 27, 2017
Title Company	GULLET TITLE/INTERLACHEN INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 CUMBERLAND LN INTERLACHEN FL 321485851, INTERLACHEN, FL 32148-5851

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Municipality	Interlachen Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,143.00 (+10.36%) Homeowner's exemption	$167,750 (+5.98%)	$346,680 (-2.48%) Land $41,030 Building $305,650
2023	$2,848.00 (+5.52%) Homeowner's exemption	$158,290 (+3%)	$355,500 (+19.22%) Land $41,030 Building $314,470
2022	$2,699.00 Homeowner's exemption	$153,680	$298,180 Land $29,840 Building $268,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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