346 12th St, Plainwell, MI 49080 Property Records

Allegan County property record for 346 12th St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1974
Lot Size	0.339 acres (14,767 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (May 2026)
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2008 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-120-002-00`

Property Details

APN / Parcel Number

Primary APN	`17-120-002-00`
Alternative APN	`03-17-120-002-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	197 ft deep x 75 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	346 12TH ST
City	PLAINWELL
State	MI
Zip	49080-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 2 BRIDGE ACRES SEC 25 T1N R12W.
Legal Range	12W
Legal Township	01N
Legal Section	25
Legal Subdivision	BRIDGE ACRES
Legal Lot Number	2
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4001
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 M 89, PLAINWELL, MI 49080-9548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Nov 25, 2008	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK OF MICHIGAN
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	20268510
Deed Book / Page	5140 / 219
Prior Transfer Date	Jun 26, 2012
Prior Transfer Doc	3636/097
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	346 12TH ST, PLAINWELL, MI 49080-1117
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 12TH ST, PLAINWELL, MI 49080-1117

Mortgage

Document Number	004647/215
Date	Jul 20, 2021
Book Page	4647/215

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	346 12TH ST, PLAINWELL, MI 49080-1117
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003277/957
Date	Nov 25, 2008
Book Page	3277/957

Lender

Name	MERCANTILE BANK OF MICHIGAN
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 21, 2026
Property Address	346 12TH ST, PLAINWELL, MI 49080-1117
Document Number	0000008510
Book / Page	5140 / 219
Instrument Date	May 21, 2026
Instrument	20268510
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195,348.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 M 89, PLAINWELL, MI 49080-9548

Mortgage

Document Number	0000008511,
Date	May 21, 2026
Instrument	20268511

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 21, 2026
Property Address	346 12TH ST, PLAINWELL, MI 49080-1117
Document Number	005140/219
Book / Page	5140 / 219
Instrument Date	May 21, 2026
Instrument	20268510
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195,348.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 M 89, PLAINWELL, MI 49080-9548

Mortgage

Document Number	0000008511,
Date	May 21, 2026
Instrument	20268511

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 30, 2018
Property Address	346 12TH ST, PLAINWELL, MI 49080-1117
Document Number	004232/422
Book / Page	4232 / 422
Map Reference	LB10 PG19
Instrument Date	Mar 21, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NEXT DOOR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$834.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 12TH ST, 346, PLAINWELL, MI 49080-1117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 N GUN RIVER DR, PLAINWELL, MI 49080-9529

Mortgage

Document Number	0004232424
Date	Mar 30, 2018
Instrument	4232/424

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,200 (+12.54%) Land $11,300 Building $91,900	$206,400 (+12.54%) Land $22,600 Building $183,800
2025	$2,300.00 (+2.59%) Homeowner's exemption	$91,700 (+23.25%) Land $9,800 Building $81,900	$183,400 (+23.25%) Land $19,600 Building $163,800
2024	$2,242.00 (+18.44%)
2023		$74,400 Land $7,500 Building $66,900	$148,800 Land $15,000 Building $133,800
2022	$1,893.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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