332 12th St, Plainwell, MI 49080 Property Records

Allegan County property record for 332 12th St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1974
Lot Size	0.398 acres (17,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2022)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-120-005-00`

Property Details

APN / Parcel Number

Primary APN	`17-120-005-00`
Alternative APN	`03-17-120-005-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	17,337 sqft (0.398 acres)
Lot Dimensions	173 ft deep x 100 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	332 12TH ST
City	PLAINWELL
State	MI
Zip	49080-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 5 BRIDGE ACRES SEC 25 T1N R12W.
Legal Range	12W
Legal Township	01N
Legal Section	25
Legal Subdivision	BRIDGE ACRES
Legal Lot Number	5
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4001
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	332 12TH ST, PLAINWELL, MI 49080-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Mar 2, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	202214832
Deed Book / Page	4783 / 238
Prior Transfer Date	Mar 2, 2021
Prior Transfer Doc	4584/603
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 28, 2022
Property Address	332 12TH ST, PLAINWELL, MI 49080-1117
Document Number	004783/238
Book / Page	4783 / 238
Map Reference	LB 10 PG 9
Instrument Date	Jul 21, 2022
Instrument	2022014832
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 12TH ST, 332, PLAINWELL, MI 49080-1117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5275 WASHAKIE TRL, BRIGHTON, MI 48116-7719

Mortgage

Document Number	0004783241
Date	Jul 28, 2022
Instrument	4783-241

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	332 12TH ST, PLAINWELL, MI 49080-1117
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 12TH ST, PLAINWELL, MI 49080-1117

Mortgage

Document Number	4687/198
Date	Oct 22, 2021
Book Page	4687/198

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 2, 2021
Property Address	332 12TH ST, PLAINWELL, MI 49080-1117
Document Number	4584/603
Book / Page	4584 / 603
Map Reference	LB 10 PG 9
Instrument Date	Mar 2, 2021
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 12TH ST, 332, PLAINWELL, MI 49080-1117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 12TH ST, PLAINWELL, MI 49080-1117

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,700 (+12.42%) Land $15,000 Building $102,700	$235,400 (+12.42%) Land $30,000 Building $205,400
2025	$3,175.00 (+2.58%) Homeowner's exemption	$104,700 (+22.31%) Land $13,000 Building $91,700	$209,400 (+22.31%) Land $26,000 Building $183,400
2024	$3,095.00 (+58.96%)
2023		$85,600 Land $10,000 Building $75,600	$171,200 Land $20,000 Building $151,200
2022	$1,947.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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