3459 Rte 446, Eldred, PA 16731 Property Records

McKean County property record for 3459 Rte 446, Eldred, PA 16731 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1930
Square Footage	1,309 sqft Total Area
Lot Size	82,328 sqft (1.89 acres)
Occupancy	Owner Occupied
Last Sale	$60,000 (2018)
Tax Bill	$1,481.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`20-011.-122.00`
Alternative APN	`012219`

Interior

Building Area	1,309 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	82,328 sqft (1.89 acres)
Depth X Width	500 ft x 165 ft Depth x Width

Location & Zoning

Street Address	3459 ROUTE 446
City	ELDRED
State	PA
Zip	16731-3109
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0914-0306
Jurisdiction	MCKEAN PA
Minor Civil Division	ELDRED
Census Blockgroup	5
Census Block	5014
Census Tract	420600

Owner

Source: McKean County records · APN 20-011.-122.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3459 ROUTE 446, ELDRED, PA 16731-3109
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Doc Number	20184942
Deed Book / Page	914 / 306
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	914/0306
Record Refreshed	Jun 08, 2026

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Dec 21, 2018
Property Address	3459 ROUTE 446, ELDRED, PA 16731-3109
Document Number	914/0306
Book / Page	914 / 0306
Instrument Date	Dec 11, 2018
Instrument	201804942
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3459 ROUTE, ELDRED, PA 16731

Mortgage

Document Number	201804943
Date	Dec 21, 2018
Instrument	201804943

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2038

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Eldred Township
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,481.00 (+2.35%)	$38,670 (-) Land $12,370 Building $26,300
2025	$1,447.00 (+7.5%)	$38,670 (-) Land $12,370 Building $26,300
2024	$1,346.00	$38,670 Land $12,370 Building $26,300
1998			$38,670 Land $12,370 Building $26,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.