3401 Rte 446, Eldred, PA 16731 Property Records

McKean County property record for 3401 Rte 446, Eldred, PA 16731 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1937
Square Footage	1,157 sqft Total Area
Lot Size	56,628 sqft (1.3 acres)
Occupancy	Owner Occupied
Last Sale	$149,000 (2026)
Tax Bill	$1,589.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`20-011.-118.00`
Alternative APN	`011432`

Interior

Building Area	1,157 sqft Total Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Street Address	3401 ROUTE 446
City	ELDRED
State	PA
Zip	16731-2915
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0012-0331
Jurisdiction	MCKEAN PA
Minor Civil Division	ELDRED
Census Blockgroup	5
Census Block	5014
Census Tract	420600

Owner

Source: McKean County records · APN 20-011.-118.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3401 ROUTE 446, ELDRED, PA 16731-2915
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Deed Doc Number	2026464
Deed Book / Page	1103 / 492
Record Refreshed	Jun 08, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Feb 19, 2026
Property Address	3401 ROUTE 446, ELDRED, PA 16731-2915
Document Number	001103/492
Book / Page	1103 / 492
Instrument Date	Feb 18, 2026
Instrument	202600464
Transaction Type	Transfer
Record Updated	Jul 01, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,490.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 ROUTE 446, ELDRED, PA 16731-2915

Mortgage

Document Number	0202600465
Date	Feb 19, 2026
Instrument	202600465

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 19, 2046

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Eldred Township
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,589.00 (+2.38%)	$41,480 (-) Land $11,580 Building $29,900
2025	$1,552.00 (+7.48%)	$41,480 (-) Land $11,580 Building $29,900
2024	$1,444.00	$41,480 Land $11,580 Building $29,900
1998			$41,480 Land $11,580 Building $29,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.