Clermont County property record for 3459 Mackenzie Xing, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,877 sqft · built 1999 |
| Lot Size | 0.504 acres (21,954 sqft) |
| Owner | Individual Name on File |
| Last Sale | $554,000 (Apr 2023) |
| Tax Bill | $6,917 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-13E-158 |
| Primary APN | 27-28-13E-158 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,877 sqft Living Area |
| 1st Floor Area | 1,143 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 21,954 sqft (0.504 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 552 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 286 sqft |
| Deck Area | 865 sqft |
| Patio Area | 865 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3459 MACKENZIE XING |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGENDARY RUN SECTION 2A; LOT 60 |
| Legal Subdivision | LEGENDARY RUN |
| Legal Lot Number | 60 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41505 |
3459 Mackenzie Xing is owned and occupied by an individual who bought it in April 2023.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3459 MACKENZIE XING, CINCINNATI, OH 45245-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC |
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on File |
| Deed Sale | Apr 17, 2023 · Amount on File |
| Prior Sale | Nov 23, 2005 · Amount on File |
| Deed Document Number | 20236470 |
| Deed Book / Page | 2942 / 2685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 17, 2023 |
| Property Address | 3459 MACKENZIE XING, CINCINNATI, OH 45245-3309 |
| Document Number | 0000006470 |
| Book / Page | 2942 / 2685 |
| Map Reference | CAB 7 PG 159-163 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 202300006470 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3459 MACKENZIE CROSSING, CINCINNATI, OH 45245-3309 |
| Document Number | 0000006471 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 202300006471 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3459 MACKENZIE XING, CINCINNATI, OH 45245-3309 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008845 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 2915/3598 |
| Instrument | 202200008845 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3459 MACKENZIE XING, CINCINNATI, OH 45245-3309 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 34459 MACKENZIE CROSSING, CINCINNATI, OH 45245 |
| Document Number | 0000015031 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 2879/5268 |
| Instrument | 202100015031 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3459 MACKENZIE XING, CINCINNATI, OH 45245-3309 |
| Document Number | 0000016983 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3459 MACKENZIE XING CINCINNATI OH 452453309, CINCINNATI, OH 45245-3309 |
| Document Number | 0000016983 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 002843/005256 |
| Instrument | 16983 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 6, 2035 |
The 2025 property tax bill for 3459 Mackenzie Xing was $6,917 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | New Richmond Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,917.00 | $155,720 Land $29,510 Building $126,210 | |
| 2024 | $444,900 (+6.05%) Land $84,300 Building $360,600 | ||
| 2023 | $12,150.00 (+102.26%) Homeowner's exemption | $146,830 (+23.85%) Land $29,510 Building $117,320 | $419,500 Land $84,300 Building $335,200 |
| 2022 | $6,007.00 Homeowner's exemption | $118,550 Land $23,800 Building $94,750 | |
| 2020 | $338,700 Land $68,000 Building $270,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3459 Mackenzie Xing in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3459 Mackenzie Xing is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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