Kenton County property record for 3459 Clover Dr, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,944 sqft · built 1996 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Last Sale | $147,500 (Apr 1996) |
| Tax Bill | $2,665 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-00-00-003.55 |
| Primary APN | 059-00-00-003.55 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Finished Area |
| Gross Area | 2,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3459 CLOVER DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER MEADOWS SEC 3 LOT 16 |
| Legal Subdivision | CLOVER MEADOWS |
| Legal Phase | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3459 CLOVER DR, COVINGTON, KY 41015-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 23, 2021 | Intrafamily Transfer, Transfer |
| Jun 22, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 1996 · Amount on Record |
| Deed Sale | Apr 29, 1996 · Amount on Record |
| Last Transfer Date | Nov 17, 2021 |
| Transfer Doc | 0005900046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 23, 2021 |
| Property Address | 3459 CLOVER DR, COVINGTON, KY 41015-4214 |
| Document Number | 0005900046 |
| Book / Page | 132 / 799 |
| Map Reference | CAB A SL A-98 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 21112305900046 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3459 CLOVER DR, COVINGTON, KY 41015-4214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3459 CLOVER DR, COVINGTON, KY 41015-4214 |
| Document Number | 0000000303 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3459 CLOVER DR COVINGTON KY 410154214, COVINGTON, KY 41015-4214 |
| Document Number | 0000000303 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 0I4135/000083 |
| Instrument | 303 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,600 (+5.06%) Land $35,000 Building $247,600 | $282,600 (+5.06%) Land $35,000 Building $247,600 | |
| 2025 | $2,665.00 (-7.05%) | $269,000 (-) Land $30,000 Building $239,000 | $269,000 (-) Land $30,000 Building $239,000 |
| 2023 | $2,867.00 | $269,000 Land $30,000 Building $239,000 | $269,000 Land $30,000 Building $239,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures