345812 E 970 Rd, Chandler, OK 74834 Property Records

Lincoln County property record for 345812 E 970 Rd, Chandler, OK 74834

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 2009
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (Jul 2018)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-11-13N-04E-4-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-11-13N-04E-4-003-00`
Alternative APN	`4022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Attic	Attic
Attic Area	600 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Garage Area	644 sqft
Carport	Carport
Carport Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	80 sqft
Lean-To	360 sqft
Storage Building	64 sqft
Utility Building	1,200 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	4022
Street Address	345812 E 970 RD
City	CHANDLER
State	OK
Zip	74834-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20 AC MOL 11-13-4 S/2 SE/4 SE/4 13-4-11-400-003
Legal Range	04E
Legal Township	13N
Legal Section	11
Jurisdiction	LINCOLN OK
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2079
Census Tract	961600

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345812 E 970 RD, CHANDLER, OK 74834-4232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Jul 11, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Mar 16, 2000 · Amount on Record
Deed Document Number	20184443
Deed Book / Page	2299 / 193
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	345812 E 970 RD, CHANDLER, OK 74834-4232
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2424/206
Date	Jun 8, 2021
Book Page	2424/206
Instrument	4494

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jul 11, 2018
Property Address	345812 E 970 RD, CHANDLER, OK 74834-4232
Document Number	002299/193
Book / Page	2299 / 193
Instrument Date	Jul 9, 2018
Instrument	04443
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE ABSTRACT SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345812 E 970 RD, CHANDLER, OK 74834-4232

Mortgage

Document Number	0000004445
Date	Jul 11, 2018
Instrument	04445

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Meeker Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,026 (+10.36%) Land $8,818 Building $16,208	$227,509 (-8.13%) Land $80,166 Building $147,343
2025	$1,912.00 (+1,018.13%)	$22,676 (+6.09%) Land $5,012 Building $17,664	$247,645 (+12.36%) Land $54,736 Building $192,909
2024	$171.00 (-90.43%)	$21,375 (+5%) Land $5,124 Building $16,251
2022	$1,787.00	$20,357 Land $4,302 Building $16,055	$220,407 Land $46,580 Building $173,827

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 73% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400

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