340600 E 970 Rd, Chandler, OK 74834 Property Records

Lincoln County property record for 340600 E 970 Rd, Chandler, OK 74834

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,508 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,089 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-12-13N-03E-4-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-12-13N-03E-4-003-00`
Alternative APN	`3560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Lean-To	192 sqft
Storage Building	192 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	3560
Street Address	340600 E 970 RD
City	CHANDLER
State	OK
Zip	74834-7100
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	10 AC MOL 12-13-3 SW/4 S/2 W/2 SE/4 13-3-12-400-003
Legal Range	03E
Legal Township	13N
Legal Section	12
Jurisdiction	LINCOLN OK
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2111
Census Tract	961600

Owner

340600 E 970 Rd, a rural home, is owned and occupied by two individuals who acquired it in September 2005.

Source: Lincoln County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	340600 E 970 RD, CHANDLER, OK 74834-7100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TINKER FCU
Nov 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Oct 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 14, 2005
Transfer Doc	001661/099
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	340600 E 970 RD, CHANDLER, OK 74834-7100
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002484/564
Date	Sep 12, 2022
Book Page	2484/564
Instrument	I-2022-006849

Lender

Name	TINKER FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	73 Months
Due	Oct 1, 2028

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	340600 E 970 RD, CHANDLER, OK 74834-7100
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340600 E 970 RD, CHANDLER, OK 74834-7100

Mortgage

Document Number	2444/735
Date	Nov 9, 2021
Book Page	2444/735
Instrument	8806

Lender

Name	BANCFIRST
Type	Bank
Address	CHANDLER, OK 74834

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	48 Months
Due	Nov 8, 2025

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	340600 E 970 RD, CHANDLER, OK 74834-7100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2308/777
Date	Oct 4, 2018
Book Page	2308/777
Instrument	06569

Lender

Name	BANCFIRST
Type	Bank
Address	CHANDLER, OK 74834

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 3, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 340600 E 970 Rd was $1,089 with a homeowner's exemption, up 10.8% from the year before.

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Chandler Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,120 (+3%) Land $104 Building $12,016	$110,182 (-33.75%) Land $948 Building $109,234
2025	$1,089.00 (+10.78%) Homeowner's exemption	$11,767 (+16.61%) Land $103 Building $11,664	$166,319 Land $1,455 Building $164,864
2024	$983.00 Homeowner's exemption	$10,091 Land $160 Building $9,931
2022	$852.00 Homeowner's exemption	$10,768 Land $110 Building $10,658	$141,812 Land $1,453 Building $140,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340600 E 970 Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340600 E 970 Rd is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 68% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO RWD #3 serves 575 people · EPA ID OK3004107
Water Source	Purchased surface water from CHANDLER
Last State Inspection	Jun 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 970 Rd

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