3454 Flagstone St, Waldorf, MD 20601 Property Records

Charles County property record for 3454 Flagstone St, Waldorf, MD 20601

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,437 sqft · built 2016
Lot Size0.043 acres (1,873 sqft)
OwnerIndividual Name on File
Last Sale$298,095 (Mar 2016)
Tax Bill$7,155 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-354386

Property Details

APN / Parcel Number

Primary APN06-354386
Alternative APN
  • 354386

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,437 sqft Living Area
Gross Area2,637 sqft
1st Floor Area689 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,873 sqft (0.043 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number354386
Street Address3454 FLAGSTONE ST
CityWALDORF
StateMD
Zip20601-4696
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRH
Legal DescriptionLOT 41 PH 2 SEC 2 STONEBRIDGE SUB
Legal SubdivisionSTONEBRIDGE SUB
Legal Phase2
Legal Block2
Legal Lot Number41
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2009
Census Tract850802

Owner

3454 Flagstone St, a townhouse, is owned by an individual who bought it in March 2016.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address5514 BIG HUNTINGDON LN, BRANDYWINE, MD 20613-7786
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2016 · Amount on File
Deed SaleMar 23, 2016 · Amount on File
Prior SaleSep 15, 2015 · Amount on File
Deed Book / Page9288 / 342
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3454 FLAGSTONE ST, WALDORF, MD 20601-4696
Transaction TypeMortgage
Record UpdatedOct 13, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3454 FLAGSTONE ST, WALDORF, MD 20601-4696

Mortgage

Document Number0124210320
DateMar 2, 2022
Book Page12421/320
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term288 Months
DueMar 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3454 Flagstone St was $7,155.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,900 Land $95,000 Building $302,900$397,900 Land $95,000 Building $302,900
2025$7,155.00
2023$1,713.00 Disabled Person's exemption Veteran's exemption$377,100$411,500 Land $120,000 Building $291,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3454 Flagstone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3454 Flagstone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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