3457 Simcoe Ct, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 3457 Simcoe Ct, Lexington, KY 40502

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,374 sqft · built 1976
Lot Size	0.416 acres (18,108 sqft)
Owner	Individual Name on File
Tax Bill	$3,752 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2019 Mortgage
APN	`14716508`

Property Details

APN / Parcel Number

Primary APN	`14716508`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,374 sqft Living Area
1st Floor Area	152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	18,108 sqft (0.416 acres)
Lot Width	45 ft Width
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3457 SIMCOE CT
City	LEXINGTON
State	KY
Zip	40502-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	B-535C LANSDOWNE/MERRICK UNIT 10-C LOT 55; BOOK: 1686 PAGE: 144
Legal Subdivision	LANSDOWNE/MERRICK
Legal Block	D
Legal Lot Number	55
Legal Unit	10-C
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	3
Census Block	3009
Census Tract	2302

Owner

3457 Simcoe Ct is owned and occupied by an individual.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3457 SIMCOE CT, LEXINGTON, KY 40502-3815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jan 23, 2019	Deed of Trust, Mortgage MEMBERS HERITAGE CR UN

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 28, 2026
Property Address	3457 SIMCOE CT, LEXINGTON, KY 40502-3815
Document Number	0000000085
Book / Page	4220 / 422
Instrument Date	Sep 25, 2026
Instrument	2026092885
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3457 SIMCOE CT, LEXINGTON, KY 40502-3815

Mortgage

Document Number	0000000086,
Date	Sep 28, 2026
Instrument	2026092886

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3457 SIMCOE CT, LEXINGTON, KY 40502-3815
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009249/581
Date	Jan 23, 2019
Book Page	9249/581

Lender

Name	MEMBERS HERITAGE CR UN

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3457 Simcoe Ct was $3,752 with a homeowner's exemption, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,752.00 (+1.9%)	$346,900 (-)	$346,900 (-)
2025	$3,682.00 Homeowner's exemption	$346,900	$346,900
2023	$2,923.00	$236,400	$236,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3457 Simcoe Ct; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3457 Simcoe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: AT&T, Verizon.

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