3448 Simcoe Ct, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 3448 Simcoe Ct, Lexington, KY 40502

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,876 sqft · built 1978
Lot Size	0.304 acres (13,260 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Jan 2021)
Tax Bill	$6,000 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2021 Sale & Mortgage
APN	`14716510`

Property Details

APN / Parcel Number

Primary APN	`14716510`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,876 sqft Living Area
1st Floor Area	208 sqft
Basement Area	1,189 sqft
Finished Basement	1,169 sqft
Unfinished Basement	20 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Lot Area	13,260 sqft (0.304 acres)
Lot Width	46.2 ft Width
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3448 SIMCOE CT
City	LEXINGTON
State	KY
Zip	40502-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	B-216 LANSDOWNE/MERRICK UNIT 10-C LOT 57; BOOK: 3816 PAGE: 340
Legal Subdivision	LANSDOWNE/MERRICK
Legal Block	D
Legal Lot Number	57
Legal Unit	10-C
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	3
Census Block	3009
Census Tract	2302

Owner

3448 Simcoe Ct is owned and occupied by an individual who bought it in January 2021.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3448 SIMCOE CT, LEXINGTON, KY 40502-3815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Jan 29, 2021	Deed, Transfer · Stand-Alone First Mortgage COMMUNITY TR BK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Deed Book / Page	3816 / 340
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3448 SIMCOE CT, LEXINGTON, KY 40502-3815
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MB11159/67
Date	Feb 20, 2026
Book Page	MB 11159/67
Instrument	202602200038

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 29, 2021
Property Address	3448 SIMCOE CT, LEXINGTON, KY 40502-3815
Document Number	003816/340
Book / Page	3816 / 340
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009921/019
Date	Jan 29, 2021
Book Page	9921/019

Lender

Name	COMMUNITY TR BK INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3448 Simcoe Ct was $6,000, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,000.00 (+1.88%)	$476,300 (-)	$476,300 (-)
2025	$5,889.00	$476,300	$476,300
2023	$4,079.00	$329,900	$329,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3448 Simcoe Ct; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3448 Simcoe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: AT&T, Verizon.

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