3457 E Rubio Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 3457 E Rubio Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,884 sqft · built 1987
Lot Size	0.223 acres (9,715 sqft)
Owner	Individual Name on Record
Last Sale	$168,900 (May 2018)
Tax Bill	$1,531 (2023)
Deeds & Mortgages	Aug 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`723-54-073`

Property Details

APN / Parcel Number

Primary APN	`723-54-073`
Alternative APNs	`R0011278` `10436073`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Total Area
1st Floor Area	1,884 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,715 sqft (0.223 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	539 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0011278
Old Parcel Number	10436073
Street Address	3457 E RUBIO LN
City	YUMA
State	AZ
Zip	85365-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	SUBDIVISION: TIERRA MESA EST 3 LOT: 73 SECTION: 24 TOWNSHIP: 09S RANGE: 23W
Legal Range	23W
Legal Township	09S
Legal Section	24
Legal Subdivision	TIERRA MESA EST 3
Legal Lot Number	73
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2017
Census Tract	11107

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3457 E RUBIO LN, YUMA, AZ 85365-4642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage JACK EINBINDER ETUX
Oct 17, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 30, 2018	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Sep 30, 2014
Deed Document Number	2018-14033
Record Updated	Jun 7, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	3457 E RUBIO LN, YUMA, AZ 85365-4642
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3457 E RUBIO LN, YUMA, AZ 85365-4642

Mortgage

Document Number	0000020190
Date	Aug 15, 2025
Instrument	2025-20190

Lender

Name	JACK EINBINDER ETUX
Type	Private Party
Address	EL CAJON, CA 92020

Agreement

Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	3457 E RUBIO LN, YUMA, AZ 85365-4642
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3457E E RUBIO LN, YUMA, AZ 85365-4642

Mortgage

Document Number	0000024217
Date	Oct 17, 2023
Instrument	2023-24217

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	May 30, 2018
Property Address	3457 E RUBIO LN, YUMA, AZ 85365-4642
Document Number	0000014033
Map Reference	MB11 PG5&6
Instrument Date	May 2, 2018
Instrument	2018-14033
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 TRINIDAD CT, 309, CRESTVIEW, FL 32536-6521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3457 ETS LN, YUMA, AZ 85365

Mortgage

Document Number	0000014034
Date	May 30, 2018
Instrument	2018-14034

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,531.00	$15,802 Land $3,902 Building $11,900	$214,627 Land $53,000 Building $161,627

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS TIERRA MESA ESTATES WATER COMPANY private · serves 632 people · EPA ID AZ0414080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Uranium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sun Valley Broadband Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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