3456 E Rubio Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 3456 E Rubio Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,671 sqft · built 1987
Lot Size	0.223 acres (9,715 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Feb 2023)
Tax Bill	$1,395 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`723-54-082`

Property Details

APN / Parcel Number

Primary APN	`723-54-082`
Alternative APNs	`R0011287` `10436082`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,671 sqft Total Area
1st Floor Area	1,671 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,715 sqft (0.223 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0011287
Old Parcel Number	10436082
Street Address	3456 E RUBIO LN
City	YUMA
State	AZ
Zip	85365-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	SUBDIVISION: TIERRA MESA EST 3 LOT: 82 SECTION: 24 TOWNSHIP: 09S RANGE: 23W
Legal Range	23W
Legal Township	09S
Legal Section	24
Legal Subdivision	TIERRA MESA EST 3
Legal Lot Number	82
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2017
Census Tract	11107

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3456 E RUBIO LN, YUMA, AZ 85365-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 24, 2020	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Aug 24, 2020	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Nov 30, 2018	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	2023-04150
Record Updated	Jun 7, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Feb 21, 2023
Property Address	3456 E RUBIO LN, YUMA, AZ 85365-4641
Document Number	0000004150
Map Reference	MB 11 PG 5&6
Instrument Date	Feb 8, 2023
Instrument	2023-04150
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 19801, SAN LUIS, AZ 85349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 E RUBIO LN, YUMA, AZ 85365-4641
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004151
Date	Feb 21, 2023
Instrument	2023-04151

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 24, 2020
Property Address	3456 E RUBIO LN, YUMA, AZ 85365-4641
Document Number	0000025183
Instrument Date	Aug 21, 2020
Instrument	25183
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 13801 SAN LUIS AZ 853496917, SAN LUIS, AZ 85349-6917

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 24, 2020
Property Address	3456 E RUBIO LN, YUMA, AZ 85365-4641
Document Number	0000025182
Map Reference	MB 11 PG 5&6
Instrument Date	Aug 21, 2020
Instrument	2020-25182
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3456 E RUBIO LN, 3456, YUMA, AZ 85365-4641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13801, SAN LUIS, AZ 85349-6917

Mortgage

Document Number	0000025184
Date	Aug 24, 2020
Instrument	2020-25184

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Nov 30, 2018
Property Address	3456 E RUBIO LN, YUMA, AZ 85365-4641
Document Number	0000029749
Map Reference	MB11 PG5&6
Instrument Date	Oct 22, 2018
Instrument	2018-29749
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 E RUBIO LN, YUMA, AZ 85365-4641

Mortgage

Document Number	0000029750
Date	Nov 30, 2018
Instrument	2018-29750

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0000029751
Date	Nov 30, 2018
Instrument	2018-29751

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,395.00	$14,270 Land $3,904 Building $10,366	$193,748 Land $53,000 Building $140,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS TIERRA MESA ESTATES WATER COMPANY private · serves 632 people · EPA ID AZ0414080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Uranium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sun Valley Broadband Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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