St. Louis County property record for 3456 Stark Junction Rd, Duluth, MN 55810 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,120 sqft · built 1995 |
| Lot Size | 10.2 acres (446,926 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,800 (2026) |
| Deeds & Mortgages | Jul 2021 Second Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0010-00780 |
| Primary APN | 450-0010-00780 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Gross Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 446,926 sqft (10.2 acres) |
| Garage Area | 864 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 24 sqft |
| Pole Barn | 1,080 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 970002 |
|---|---|
| Street Address | 3456 STARK JUNCTION RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-9543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 330 FT OF NW1/4 OF NE1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 49N |
| Legal Section | 06 |
| Legal Subdivision | MIDWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10200 |
Source: St. Louis County records · APN 450-0010-00780
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3456 STARK JUNCTION RD, DULUTH, MN 55810-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWOODS CU |
| Jun 05, 2017 | Deed of Trust, Mortgage · Conventional with PMI CU MTG SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 10, 2014 |
| Transfer Doc | 0001238344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3456 STARK JUNCTION RD, DULUTH, MN 55810-9543 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001420498 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 1420498 |
| Name | NORTHWOODS CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 21, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3456 STARK JUNCTION RD, DULUTH, MN 55810-9543 |
| Document Number | 00A1311073 |
| Instrument Date | Jun 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3456 STARK JUNCTION RD DULUTH MN 558109543, DULUTH, MN 55810-9543 |
| Document Number | 00A1311073 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | A1311073 |
| Name | CU MTG SVC |
|---|---|
| Address | NEW BRIGHTON, MN 55112 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,800.00 (+15.36%) Homeowner's exemption | ||
| 2025 | $3,294.00 (+0.98%) Homeowner's exemption | $389,000 (+18.78%) Land $92,200 Building $296,800 | $389,000 (+18.78%) Land $92,200 Building $296,800 |
| 2024 | $3,262.00 | $327,500 (+16.76%) Land $68,200 Building $259,300 | $327,500 (+16.76%) Land $68,200 Building $259,300 |
| 2022 | $280,500 Land $62,000 Building $218,500 | $280,500 Land $62,000 Building $218,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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