3451 Stark Junction Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 3451 Stark Junction Rd, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,344 sqft · built 1998
Lot Size	9.98 acres (434,729 sqft)
Owner	Individual Name on File
Tax Bill	$4,034 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`450-0010-00827`

Property Details

APN / Parcel Number

Primary APN	`450-0010-00827`
Alternative APN	`542700`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,344 sqft Gross Area
1st Floor Area	1,344 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	434,729 sqft (9.98 acres)
Garage Area	988 sqft

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	26 sqft
Storage Building	170 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	542700
Street Address	3451 STARK JUNCTION RD
City	DULUTH
State	MN
Zip	55810-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 350 FT OF NE1/4 OF NW1/4 EX ELY 270 FT OFNLY 100 FT SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	06
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1007
Census Tract	10200

Owner

Source: St. Louis County records · APN 450-0010-00827

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3451 STARK JUNCTION RD, DULUTH, MN 55810-9543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 01, 2006
Transfer Doc	0001018852
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3451 STARK JUNCTION RD, DULUTH, MN 55810-9543
Document Number	00A1358384
Instrument Date	Jul 01, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3451 STARK JUNCTION RD DULUTH MN 558109543, DULUTH, MN 55810-9543

Mortgage

Document Number	00A1358384
Date	Jul 11, 2019
Instrument	A1358384

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 10, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,034.00 (+16.25%) Homeowner's exemption
2025	$3,470.00 (+1.4%) Homeowner's exemption	$442,000 (+18.75%) Land $102,800 Building $339,200	$442,000 (+18.75%) Land $102,800 Building $339,200
2024	$3,422.00	$372,200 (+16.93%) Land $73,800 Building $298,400	$372,200 (+16.93%) Land $73,800 Building $298,400
2022		$318,300 Land $66,800 Building $251,500	$318,300 Land $66,800 Building $251,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.