3456 28th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 3456 28th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,830 sqft · built 1996
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Sep 2026)
Tax Bill	$5,465 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2025 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`01-2296-00390-000`

Property Details

APN / Parcel Number

Primary APN	`01-2296-00390-000`

Interior

Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide

Location & Zoning

Street Address	3456 28TH AVE S
City	FARGO
State	ND
Zip	58103-7845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 15 BLOCK: 4 ADDITION: PARKVIEW SOUTH 4TH ADDITIONAL: PARKVIEW SOUTH 4TH LOT 15 BLK 4
Legal Subdivision	PARKVIEW SOUTH 4TH
Legal Block	4
Legal Lot Number	15
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1009
Census Tract	10308

Owner

3456 28th Ave S is owned and occupied by two individuals who bought it in September 2026.

Source: Cass County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3456 28TH AVE S, FARGO, ND 58103-7845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Dec 4, 2025	Warranty Deed, Transfer FM TITLE
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Dec 4, 2025 · Amount on File
Deed Document Number	20261767373
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 11, 2026
Property Address	3456 28TH AVE S, FARGO, ND 58103-7845
Document Number	0001767373
Instrument Date	Sep 11, 2026
Instrument	20261767373
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 28TH AVE S, FARGO, ND 58103-7845

Mortgage

Document Number	0001767373,
Date	Sep 11, 2026
Instrument	20261767373

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Dec 4, 2025
Property Address	3456 28TH AVE S, FARGO, ND 58103-7845
Document Number	0001748212
Instrument Date	Dec 2, 2025
Instrument	1748212
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 28TH AVE S, FARGO, ND 58103-7845

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3456 28TH AVE S, FARGO, ND 58103-7845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001513591
Date	Jun 26, 2017
Instrument	1513591

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3456 28TH AVE S, FARGO, ND 58103-7845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001603754
Date	Sep 2, 2020
Instrument	1603754

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	MINOT, ND 58703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 21, 2018
Property Address	3456 28TH AVE S, FARGO, ND 58103-7845
Document Number	0001540283
Instrument Date	Jun 19, 2018
Instrument	1540283
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	ALL AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 28TH AVE S, FARGO, ND 58103-7845

Mortgage

Document Number	0001540284
Date	Jun 21, 2018
Instrument	1540284

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	MINOT, ND 58703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3456 28th Ave S was $5,465, up 9.4% from the year before.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,465.00 (+9.39%)	$190,100 (+10.01%) Land $41,200 Building $148,900	$380,200 (+10.01%) Land $82,400 Building $297,800
2024	$4,996.00 (+2.19%)	$172,800 (-) Land $41,200 Building $131,600	$345,600 (-) Land $82,400 Building $263,200
2023	$4,889.00	$172,800 Land $41,200 Building $131,600	$345,600 Land $82,400 Building $263,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3456 28th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3456 28th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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