3451 28th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 3451 28th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,180 sqft · built 1996
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2022)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2296-00042-000`

Property Details

APN / Parcel Number

Primary APN	`01-2296-00042-000`

Interior

Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide

Location & Zoning

Street Address	3451 28TH AVE S
City	FARGO
State	ND
Zip	58103-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 3 BLOCK: 2 ADDITION: PARKVIEW SOUTH 4TH ADDITIONAL: PARKVIEW SOUTH 4TH E 45' OF LOT 3 W 35' OF LOT 4, BLK 2 **02/03/97
Legal Subdivision	PARKVIEW SOUTH 4TH
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1013
Census Tract	10308

Owner

3451 28th Ave S is owned and occupied by two individuals who bought it in July 2022.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3451 28TH AVE S, FARGO, ND 58103-7860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 7, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Document Number	20221669672
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 5, 2022
Property Address	3451 28TH AVE S, FARGO, ND 58103-7860
Document Number	0001669672
Instrument Date	Jun 30, 2022
Instrument	1669672
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3451 28TH AVE S, FARGO, ND 58103-7860

Mortgage

Document Number	0001669673
Date	Jul 5, 2022
Instrument	1669673

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3451 28TH AVE S, FARGO, ND 58103-7860
Document Number	0001571686
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3451 28TH AVE S FARGO ND 581037860, FARGO, ND 58103-7860

Mortgage

Document Number	0001571686
Date	Sep 17, 2019
Instrument	1571686

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3451 28th Ave S was $3,593.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00	$181,550 Land $39,400 Building $142,150	$363,100 Land $78,800 Building $284,300
2023	$4,645.00	$165,050 Land $39,400 Building $125,650	$330,100 Land $78,800 Building $251,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3451 28th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3451 28th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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