Osceola County property record for 3454 Rambler Ave, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,130 sqft Living Area |
| Lot Size | 121,096 sqft (2.78 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $710,000 (2026) |
| Tax Bill | $5,648.00 (2024) |
| Primary APN | 30-26-31-5080-0001-0850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,130 sqft Living Area |
| Gross Area | 3,420 sqft Gross Area |
| 1st Floor | 1,650 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 121,096 sqft (2.78 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Porch Area | 906 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3454 RAMBLER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST UN 2 PB 1 PG 365 A PORTION OF LOT 85: BEG AT SW COR OF LOT 85, N01-05-41W 328.10 FT TO NW COR OF LOT 85, S89-39-49E 294.49 FT, S01-16-12E 256.40 FT, S89-39-49E 340.13 FT, S01-16-12E 71.66 FT, N89-40-10W 635.62 TO POB |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 2 |
| Legal Tract | 5080 |
| Legal Block | 850 |
| Legal Lot Number | 85 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 43304 |
Source: Osceola County records · APN 30-26-31-5080-0001-0850
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE |
| Mar 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage SOFI BANK NA |
| Jan 24, 2024 | Quit Claim Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Oct 02, 2023 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Jan 19, 2024 | Re-recorded Document LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Jan 25, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| May 09, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Mar 26, 2024 · Amount on Record |
| Deed Doc Number | 202641757 |
| Deed Book / Page | 6945 / 2241 |
| Prior Transfer Date | Jan 24, 2024 |
| Prior Transfer Doc | 0065390244 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 30, 2026 |
| Property Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Document Number | 0069452241 |
| Book / Page | 6945 / 2241 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026041757 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,970.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4871 SHADY PINES DR, SAINT CLOUD, FL 34772-6355 |
| Name | Verified Name |
|---|---|
| Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Document Number | 0069452243 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 6945/2243 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 26, 2024 |
| Property Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Document Number | 0065710158 |
| Book / Page | 6571 / 158 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2024038330 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,753.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6107 CANOE CREEK RD, SAINT CLOUD, FL 34772-7439 |
| Name | Verified Name |
|---|---|
| Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Document Number | 0006571160 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 6571/160 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 24, 2024 |
| Property Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Document Number | 0065390244 |
| Book / Page | 6539 / 244 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024010039 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2024 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4029 DUNNAGAN RD, ROCKY FACE, GA 30740-9770 |
| Name | Verified Name |
|---|---|
| Address | 1 COURTHOUSE SQ # 4700, 4700, KISSIMMEE, FL 34741-5440 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 02, 2023 |
| Property Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Document Number | 0064830245 |
| Book / Page | 6483 / 245 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023129306 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,375.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Name | Verified Name |
|---|---|
| Address | 6107 CANOE CREEK RD, SAINT CLOUD, FL 34772-7439 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 19, 2024 |
| Property Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Document Number | 0065360956 |
| Book / Page | 6536 / 956 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2024007802 |
| Record Updated | Jan 31, 2024 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Name | Verified Name |
|---|---|
| Address | 6107 CANOE CREEK RD, SAINT CLOUD, FL 34772-7439 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Document Number | 0052801588 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3454 RAMBLER AVE ST CLOUD FL 347727903, ST CLOUD, FL 34772-7903 |
| Document Number | 0052801588 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 005280/001588 |
| Instrument | 19364 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3454 RAMBLER AVE, SAINT CLOUD, FL 34772-7903 |
| Document Number | 0051500686 |
| Book / Page | 005150 / 000686 |
| Instrument Date | May 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3454 RAMBLER AVE ST CLOUD FL 347727903, ST CLOUD, FL 34772-7903 |
| Document Number | 0051500686 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 005150/000686 |
| Instrument | 73252 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,104.00 (+8.07%) | $429,996 (+125.33%) | $441,300 (+5.65%) Land $140,400 Building $300,900 |
| 2024 | $5,648.00 (+127.01%) | ||
| 2023 | $2,488.00 (+5.11%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $190,830 (+3%) | $417,700 (+20.79%) Land $196,400 Building $221,300 |
| 2022 | $2,367.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $185,272 | $345,800 Land $157,100 Building $188,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 633 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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