Osceola County property record for 3445 Rambler Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1971 |
| Lot Size | 2.02 acres (88,296 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $155,000 (Jun 2014) |
| Tax Bill | $3,120 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 98369 |
| Primary APN | 98369 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 88,296 sqft (2.02 acres) |
| Lot Dimensions | 201 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 98369 |
|---|---|
| Street Address | 3445 RAMBLER AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST UNIT 2 PB 1 PG 365 COM NE COR OF LOT 84, S 138.04 FT, N 88 DEG W 632.41 FT, N 138.07 FT, S 88 DEG E 632.65 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR EST 2 |
| Legal Tract | 5080 |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 43304 |
Source: Osceola County records · APN 98369
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4803 S LAKEWOOD DR, PANAMA CITY, FL 32404-6659 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2014 · Amount on Record |
| Deed Sale | Jun 12, 2014 · Amount on Record |
| Deed Document Number | 0046220115 |
| Deed Book / Page | 004622 / 000115 |
| Last Transfer Date | Aug 07, 2014 |
| Transfer Doc | 0046480365 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,120.00 (+12.19%) | $203,600 (+4.36%) Land $76,800 Building $126,800 | $203,600 (+4.36%) Land $76,800 Building $126,800 |
| 2023 | $2,781.00 (+12.14%) | $195,100 (+17.39%) Land $76,000 Building $119,100 | $195,100 (+17.39%) Land $76,000 Building $119,100 |
| 2022 | $2,480.00 | $166,200 Land $60,800 Building $105,400 | $166,200 Land $60,800 Building $105,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 59 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, Hurricane Irma |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 592 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Xfinity | Cable | 1,200 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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