3454 E Ryan Rd, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3454 E Ryan Rd, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Jun 2020)
Tax Bill	$4,806 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`870-9967-000`

Property Details

APN / Parcel Number

Primary APN	`870-9967-000`
Alternative APN	`108709967000`

Exterior

Lot Area	43,560 sqft

Location & Zoning

Street Address	3454 E RYAN RD
City	OAK CREEK
State	WI
Zip	53154-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	COM 1765.96 FT E OF SW COR OF SW1/4 SEC 23-5-22 TH N 497.65 FT E 87.50 FT S 497.60 FT TH W ALG S 1/4 SEC LI 87.50 FT TO BEG. 1 AC.
Legal Range	22E
Legal Township	05N
Legal Section	23
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	4
Census Block	4014
Census Tract	160202

Owner

Source: Milwaukee County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3545 E RYAN RD, OAK CREEK, WI 53154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 2, 2020	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	202010983632
Prior Transfer Date	Mar 5, 2009
Prior Transfer Doc	0000711293
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3454 E RYAN RD, OAK CREEK, WI 53154-4722
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011166137
Date	Sep 22, 2021
Instrument	11166137

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Jun 2, 2020
Property Address	3454 E RYAN RD, OAK CREEK, WI 53154-4722
Document Number	0010983632
Instrument Date	May 13, 2020
Instrument	10983632
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$599.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 E RYAN RD, OAK CREEK, WI 53154-4722

Mortgage

Document Number	0010983633
Date	Jun 2, 2020
Instrument	10983633

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,900 (-2.6%) Land $112,000 Building $176,900	$300,200 (-1.28%)
2024	$4,806.00 (+7.2%) Homeowner's exemption	$296,600 (+20.96%) Land $102,000 Building $194,600	$304,100 (+17.46%)
2022	$4,483.00 Homeowner's exemption	$245,200 Land $102,000 Building $143,200	$258,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK CREEK WATERWORKS serves 32,104 people · EPA ID WI2410172
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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