3414 E Ryan Rd, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3414 E Ryan Rd, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$121,800 (Sep 2015)
Tax Bill	$3,943 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`870-9969-000`

Property Details

APN / Parcel Number

Primary APN	`870-9969-000`
Alternative APN	`108709969000`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Account Number	108709969000
Street Address	3414 E RYAN RD
City	OAK CREEK
State	WI
Zip	53154-4742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	E 132 OF W 1550.96 OF S 165 OF SW 1/4 SEC. 23-5-22 .50 AC.
Legal Range	22E
Legal Township	05N
Legal Section	23
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	4
Census Block	4017
Census Tract	160202

Owner

Source: Milwaukee County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3414 E RYAN RD, OAK CREEK, WI 53154-4742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit EDUCATORS CU
Jan 27, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2020	Loan Modification, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2015 · Amount on Record
Deed Sale	Sep 10, 2015 · Amount on Record
Deed Document Number	201510497963
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3414 E RYAN RD, OAK CREEK, WI 53154-4742
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011586364
Date	Mar 23, 2026
Instrument	11586364

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	STURTEVANT, WI 53177

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Mar 22, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3414 E RYAN RD, OAK CREEK, WI 53154-4742
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011212566
Date	Jan 27, 2022
Instrument	11212566

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 1, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MILWAUKEE WI
Property Address	3414 E RYAN RD, OAK CREEK, WI 53154-4742
Document Number	0011022358
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 E RYAN RD OAK CREEK WI 531544742, OAK CREEK, WI 53154-4742

Mortgage

Document Number	0011022358
Date	Sep 18, 2020
Instrument	11022358

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,900 (+14.6%) Land $81,000 Building $185,900	$277,300 (+16.12%)
2024	$3,943.00 (-0.2%)	$232,900 (+12.89%) Land $75,100 Building $157,800	$238,800 (+9.64%)
2022	$3,951.00	$206,300 Land $75,100 Building $131,200	$217,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK CREEK WATERWORKS serves 32,104 people · EPA ID WI2410172
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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