3453 Summit Cir, Belton, TX 76513 Property Records

Bell County property record for 3453 Summit Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,154 sqft · built 2022
Lot Size	0.7 acres (30,498 sqft)
Owner	2 Trust Names on File
Last Sale	$1,117,200 (Jun 2026)
Tax Bill	$11,895 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0427975012`

Property Details

APN / Parcel Number

Primary APN	`0427975012`
Alternative APNs	`809344` `16394`

Interior

Stories	2 Stories
Building Area	3,154 sqft Living Area
1st Floor Area	1,834 sqft
2nd Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,498 sqft (0.7 acres)
Lot Dimensions	299 ft deep x 102 ft wide
View / Lot	Lake
Garage Area	624 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	325 sqft
Patio Area	260 sqft
Balcony Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3445 SUMMIT CIR
City	BELTON
State	TX
Zip	76513-4837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT VIEW ADDITION, BLOCK 001, LOT 0005, (TOD DEED)
Legal Subdivision	SUMMIT VIEW ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	2
Census Block	2002
Census Tract	21701

Owner

3453 Summit Cir is held in a trust since June 2026.

Source: Bell County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3445 SUMMIT CIR, BELTON, TX 76513-4837
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Line of Credit PROSPERITY HOME MORTGAGE
Feb 12, 2021	Transfer on Death Deed, Transfer
Feb 12, 2021	Transfer on Death Deed, Transfer
Jan 22, 2021	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Jan 22, 2021 · Amount on File
Deed Document Number	202631052
Prior Transfer Date	Feb 10, 2021
Prior Transfer Doc	0000009261
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 22, 2026
Property Address	3445 SUMMIT CIR, BELTON, TX 76513-4837
Document Number	0000031052
Instrument Date	Jun 11, 2026
Instrument	202631052
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3445 SUMMIT CIR, BELTON, TX 76513-4837

Mortgage

Document Number	0000031053,
Date	Jun 22, 2026
Instrument	202631053

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BELL TX
Recording Date	Feb 12, 2021
Property Address	3453 SUMMIT CIR, BELTON, TX 76513-4837
Document Number	0000009261
Map Reference	CAB A SL 359-D
Instrument Date	Feb 10, 2021
Instrument	2021009261
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6115 BACK BAY LN, AUSTIN, TX 78739-1625

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BELL TX
Recording Date	Feb 12, 2021
Property Address	3453 SUMMIT CIR, BELTON, TX 76513-4837
Document Number	0000009264
Map Reference	CAB A SL 359-D
Instrument Date	Feb 10, 2021
Instrument	2021009264
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6115 BACK BAY LN, AUSTIN, TX 78739-1625

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 22, 2021
Property Address	3453 SUMMIT CIR, BELTON, TX 76513-4837
Document Number	0000004618
Map Reference	CAB A SL 359-D
Instrument Date	Jan 19, 2021
Instrument	2021004618
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2944 PRESIDIO CIR, 2944, BELTON, TX 76513-8456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2918 RANCH ROAD 620 N UNIT 200, 200, AUSTIN, TX 78734-2265

Mortgage

Document Number	0000004619
Date	Jan 22, 2021
Instrument	2021004619

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3453 Summit Cir was $11,895.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,895.00	$1,259,622 Land $277,532 Building $982,090	$1,259,622 Land $277,532 Building $982,090
2023	$5,250.00 (+156.35%)	$358,010 Land $189,088 Building $168,922	$358,010 Land $189,088 Building $168,922
2022	$2,048.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3453 Summit Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3453 Summit Cir is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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