3426 Summit Cir, Belton, TX 76513 Property Records

Bell County property record for 3426 Summit Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,449 sqft · built 2006
Lot Size	0.514 acres (22,379 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Mar 2022 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0427977003`

Property Details

APN / Parcel Number

Primary APN	`0427977003`
Alternative APNs	`725349` `93759`

Interior

Stories	1 Story
Building Area	2,449 sqft Living Area
1st Floor Area	2,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,379 sqft (0.514 acres)
Lot Dimensions	161 ft deep x 139 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Porch Area	571 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3426 SUMMIT CIR
City	BELTON
State	TX
Zip	76513-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT VIEW ADDITION REPLAT (LT 3 BLK 1), BLOCK 001, LOT 003B
Legal Subdivision	SUMMIT VIEW ADDITION REPLAT (LT 3 BLK 1)
Legal Block	1
Legal Lot Number	3B
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	2
Census Block	2002
Census Tract	21701

Owner

Source: Bell County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3426 SUMMIT CIR, BELTON, TX 76513-4836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Oct 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC
Mar 30, 2026	Warranty Deed, Transfer BOISE TITLE, POISE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026
Deed Sale	Mar 30, 2026
Prior Sale	Oct 30, 2025 · Amount on Record
Deed Document Number	202615045
Prior Transfer Date	Jul 22, 2010
Prior Transfer Doc	0000028092
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3426 SUMMIT CIR, BELTON, TX 76513-4836
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 SUMMIT CIR, BELTON, TX 76513-4836

Mortgage

Document Number	0000015896
Date	Mar 11, 2022
Instrument	2022015896

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Jul 1, 2046

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3426 SUMMIT CIR, BELTON, TX 76513-4836
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	BOISE TITLE, POISE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8348 ERICKSON BLVD, HIGHLANDS RANCH, CO 80129-7028

Mortgage

Document Number	0000053753
Date	Oct 30, 2025
Instrument	2025053753

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 30, 2026
Property Address	3426 SUMMIT CIR, BELTON, TX 76513-4836
Document Number	0000015045
Map Reference	CAB A SL 382-D
Instrument Date	Mar 27, 2026
Instrument	2026015045
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	BOISE TITLE, POISE TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 SUMMIT CIR, BELTON, TX 76513-4836

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$585,157 (-22.35%)	$655,962 (-12.95%) Land $44,758 Building $611,204
2023	$753,548 Land $44,758 Building $708,790	$753,548 Land $44,758 Building $708,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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