Miami-Dade County property record for 3452 W 86th Ter, Hialeah, FL 33018 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,462 sqft · built 2015 |
| Lot Size | 0.103 acres (4,470 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $382,000 (Aug 2019) |
| Tax Bill | $6,502 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-2021-029-3640 |
| Primary APN | 04-2021-029-3640 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Living Area |
| Gross Area | 2,956 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Other |
| Lot Area | 4,470 sqft (0.103 acres) |
| Patio Area | 30 sqft |
| Street Address | 3452 W 86TH TER |
|---|---|
| City | HIALEAH |
| State | FL |
| Zip | 33018-1861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLAGIO PB 169-094 T-23371 LOT 30 BLK 23 LOT SIZE 4470 SF M/L FAU 04 2021 001 0090 & 0340 THRU 0370 & 0400 & 0440 THRU 0471 |
| Legal Range | 40E |
| Legal Township | 52S |
| Legal Section | 21 |
| Legal Subdivision | BELLAGIO |
| Legal Block | 23 |
| Legal Lot Number | 30 |
| Jurisdiction | DADE FL |
| Township / Civil Division | HIALEAH |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 12701 |
Source: Miami-Dade County records · APN 04-2021-029-3640
Assessment roll updated July 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3452 W 86TH TER, HIALEAH, FL 33018-1861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 16, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2019 · Amount on Record |
| Deed Sale | Aug 09, 2019 · Amount on Record |
| Prior Sale | Jun 03, 2015 · Amount on Record |
| Deed Document Number | 2019503030 |
| Deed Book / Page | 31563 / 2652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 3452 W 86TH TER, HIALEAH, FL 33018-1861 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3452 W 86TH TER, HIALEAH, FL 33018-1861 |
| Document Number | 0000939564 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 33507/2762 |
| Instrument | 2022R0939564 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Aug 09, 2019 |
| Property Address | 3452 W 86TH TER, HIALEAH, FL 33018-1861 |
| Document Number | 0000503030 |
| Book / Page | 31563 / 2652 |
| Map Reference | MB 169 PG 94 |
| Instrument Date | Aug 06, 2019 |
| Instrument | 2019R0503030 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | TITLE GUARANTY OF SOUTH FL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,292.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3452 W 86TH TER, 3452, HIALEAH, FL 33018-1861 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3452 W 86TH TER, HIALEAH, FL 33018-1861 |
| Document Number | 0000002655 |
|---|---|
| Date | Aug 09, 2019 |
| Instrument | 31563/2655 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Hialeah City |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,502.00 (+3.47%) Homeowner's exemption | $236,904 (+5.99%) | $569,882 (+12.6%) Land $196,680 Building $373,202 |
| 2023 | $6,284.00 (+2.98%) Homeowner's exemption | $223,523 (+3%) | $506,121 (+9.41%) Land $185,505 Building $320,616 |
| 2022 | $6,102.00 Homeowner's exemption | $217,013 | $462,577 Land $98,340 Building $364,237 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860127011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 2,372 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2,372 in force |
| Nearby Flood Claims | 10 (2017–2025) |
| Most Recent Claim | Mar 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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