St. Charles County property record for 3452 Sutton Ct, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,662 sqft · built 1999 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $497,000 (Jul 2022) |
| Tax Bill | $5,969 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T000700068 |
| Primary APN | T000700068 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,662 sqft Living Area |
| 1st Floor Area | 2,094 sqft |
| Basement Area | 1,568 sqft |
| Finished Basement | 838 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 88 sqft |
| Patio Area | 100 sqft |
| Sewer | Connected |
|---|
| Account Number | T000700068 |
|---|---|
| Old Parcel Number | T000700068 |
| Street Address | 3452 SUTTON CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVINGTON #2 LOT 308 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | COVINGTON #2 |
| Legal Lot Number | 308 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310801 |
Source: St. Charles County records · APN T000700068
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3452 SUTTON CT, SAINT CHARLES, MO 63301-4088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 29, 2020 | Warranty Deed, Transfer PREMIA RELOCATION MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Oct 29, 2020 |
| Deed Document Number | 0202242177 |
| Deed Book / Page | 2022 / 42177 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 29, 2022 |
| Property Address | 3452 SUTTON CT, SAINT CHARLES, MO 63301-4088 |
| Document Number | 0000042177 |
| Map Reference | MB 36 PG 20 |
| Instrument Date | Jun 08, 2022 |
| Instrument | 2022R-042177 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3452 SUTTON CT, SAINT CHARLES, MO 63301-4088 |
| Name | Verified Name |
|---|---|
| Address | 3452 SUTTON CT, SAINT CHARLES, MO 63301-4088 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042178 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022R-042178 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Aug 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 29, 2020 |
| Property Address | 3452 SUTTON CT, SAINT CHARLES, MO 63301-4088 |
| Document Number | 0000082737 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 82737 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2021 |
| Title Company | ORT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3452 SUTTON CT ST CHARLES MO 633014088, ST CHARLES, MO 63301-4088 |
| Document Number | 82738 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 82738 |
| Name | PREMIA RELOCATION MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2050 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,969.00 | $95,634 (+10.39%) | $503,337 (+10.39%) Land $88,000 Building $415,337 |
| 2023 | $86,634 | ||
| 2022 | $455,970 Land $60,500 Building $395,470 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 10% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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