St. Charles County property record for 3447 Sutton Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,864 sqft · built 2001 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on File |
| Last Sale | $307,492 (Jul 2001) |
| Tax Bill | $5,761 (2024) |
| Deeds & Mortgages | Feb 2020 Line of Credit Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T000700080 |
| Primary APN | T000700080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,864 sqft Living Area |
| Gross Area | 5,600 sqft |
| 1st Floor Area | 2,512 sqft |
| Basement Area | 2,488 sqft |
| Finished Basement | 352 sqft |
| Unfinished Basement | 2,136 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 233 sqft |
| Deck Area | Deck Area |
| Patio Area | 543 sqft |
| Account Number | T000700080 |
|---|---|
| Street Address | 3447 SUTTON CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVINGTON #2 LOT 320 |
| Legal Subdivision | COVINGTON #2 |
| Legal Lot Number | 320 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310801 |
Source: St. Charles County records · APN T000700080
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3447 SUTTON CT, SAINT CHARLES, MO 63301-4090 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jun 08, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2001 · Amount on Record |
| Deed Sale | Jul 05, 2001 · Amount on Record |
| Deed Document Number | 200155494 |
| Deed Book / Page | 2611 / 1825 |
| Last Transfer Date | Jun 08, 2021 |
| Transfer Doc | 2021R048873 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3447 SUTTON CT, SAINT CHARLES, MO 63301-4090 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072311863 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 7231/1863 |
| Instrument | 20200218000094140 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 08, 2021 |
| Property Address | 3447 SUTTON CT, SAINT CHARLES, MO 63301-4090 |
| Document Number | 2021R048873 |
| Map Reference | MB 36 PG 20 |
| Instrument Date | Jun 08, 2021 |
| Instrument | 2021R-048873 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3447 SUTTON CT, SAINT CHARLES, MO 63301-4090 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,901 (-0.26%) | $473,162 (-0.26%) Land $88,000 Building $385,162 | |
| 2024 | $5,761.00 | ||
| 2023 | $90,133 | ||
| 2022 | $474,383 Building $474,383 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–1986) |
| Most Recent Claim | Oct 1986 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 356 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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