3452 E Cindy Ln, Inverness, FL 34453 Property Records

Citrus County property record for 3452 E Cindy Ln, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 2006
Lot Size	0.219 acres (9,564 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Mar 2021)
Tax Bill	$2,549 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0090-01600-031.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0090-01600-031.0`
Alternative APNs	`0219S19E0090016000310` `3267091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,564 sqft (0.219 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3267091
Old Parcel Number	0219S19E0090016000310
Street Address	3452 E CINDY LN
City	INVERNESS
State	FL
Zip	34453-0747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 9 PB 2 PG 175 LOTS 31 32 33 & 34 BLK 160
Legal Range	19E
Legal Township	19S
Legal Section	11
Legal Subdivision	INVERNESS HIGHLANDS UNIT 9
Legal Block	160
Legal Lot Number	31-34 32
Legal Unit	9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1115
Census Tract	450706

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3452 E CINDY LN, INVERNESS, FL 34453-0747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Oct 19, 2010
Deed Document Number	2021013601
Deed Book / Page	3140 / 1195
Record Updated	Jun 8, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 4, 2021
Property Address	3452 E CINDY LN, INVERNESS, FL 34453-0747
Document Number	0031401195
Book / Page	3140 / 1195
Map Reference	MB 2 PG 175-177
Instrument Date	Feb 24, 2021
Instrument	2021013601
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 HIGHWAY A1A405, 925, SATELLITE BCH, FL 32937

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3452 E CINDY LN, INVERNESS, FL 34453-0747

Mortgage

Document Number	31401197
Date	Mar 4, 2021
Instrument	3140/1197

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,549.00 (+5.07%) Homeowner's exemption Additional exemption filed	$207,309 (-1%) Land $8,560 Building $198,749	$207,309 (-1%) Land $8,560 Building $198,749
2024	$2,426.00 (+2.58%) Homeowner's exemption Additional exemption filed	$209,396 (-3.23%) Land $7,440 Building $201,956	$209,396 (-3.23%) Land $7,440 Building $201,956
2023	$2,365.00 (+6.92%) Homeowner's exemption Additional exemption filed	$216,388 (+18.63%) Land $6,800 Building $209,588	$216,388 (+18.63%) Land $6,800 Building $209,588
2022	$2,212.00 Homeowner's exemption Additional exemption filed	$182,405 Land $4,400 Building $178,005	$182,405 Land $4,400 Building $178,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20