3451 E Terrace Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3451 E Terrace Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,304 sqft · built 2010
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$305,400 (May 2020)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2020 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`313-11-269`

Property Details

APN / Parcel Number

Primary APN	`313-11-269`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,011 sqft
2nd Floor Area	1,293 sqft

Exterior

Year Built	Built 2010
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,000 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3451 E TERRACE AVE
City	GILBERT
State	AZ
Zip	85234-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	CAMERON RANCH MCR 778-46
Legal Range	06E
Legal Township	01S
Legal Section	02
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	CAMERON RANCH
Legal Lot Number	212
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1006
Census Tract	422621

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 20, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Aug 8, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
Aug 8, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
Aug 8, 2019	Warranty Deed, Transfer NOT AVAILABLE
Apr 4, 2017	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	May 20, 2020
Deed Document Number	20200434257
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719

Mortgage

Document Number	0000870741
Date	Aug 11, 2021
Instrument	20210870741

Lender

Name	ZB NA
Type	Bank
Address	MESA, AZ 85204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205974
Date	Mar 10, 2020
Instrument	20200205974

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 20, 2020
Property Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719
Document Number	0000434256
Instrument Date	May 18, 2020
Instrument	434256
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 E TERRACE AVE GILBERT AZ 852341719, GILBERT, AZ 85234-1719

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 20, 2020
Property Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719
Document Number	0000434257
Map Reference	MB 778 PG 46
Instrument Date	May 18, 2020
Instrument	20200434257
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	855 N HERITAGE, 855, MESA, AZ 85201-3929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719

Mortgage

Document Number	0000434258
Date	May 20, 2020
Instrument	20200434258

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 8, 2019
Property Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719
Document Number	0000607637
Instrument Date	Jul 31, 2019
Instrument	607637
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 E TERRACE AVE GILBERT AZ 852341719, GILBERT, AZ 85234-1719

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 8, 2019
Property Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719
Document Number	0000607636
Instrument Date	Jul 31, 2019
Instrument	607636
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3451 E TERRACE AVE GILBERT AZ 852341719, GILBERT, AZ 85234-1719

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 8, 2019
Property Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719
Document Number	0000007636
Instrument Date	Jul 1, 2019
Instrument	7636
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3451 E TERRACE AVE GILBERT AZ 852341719, GILBERT, AZ 85234-1719

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 4, 2017
Property Address	3451 E TERRACE AVE, GILBERT, AZ 85234-1719
Document Number	0000237603
Instrument Date	Mar 30, 2017
Instrument	237603
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3451 E TERRACE AVE GILBERT AZ 852341719, GILBERT, AZ 85234-1719

Mortgage

Document Number	237604
Date	Apr 4, 2017
Instrument	237604

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,730 (-1.22%)	$437,300 (-1.22%) Land $87,400 Building $349,900
2025	$1,748.00 (-10.17%)
2024		$44,270	$442,700 Land $88,500 Building $354,200
2023	$1,946.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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