3450 E Terrace Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3450 E Terrace Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,980 sqft · built 2008
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (May 2017)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-11-344`

Property Details

APN / Parcel Number

Primary APN	`313-11-344`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	798 sqft
2nd Floor Area	1,182 sqft

Exterior

Year Built	Built 2008
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,000 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3450 E TERRACE AVE
City	GILBERT
State	AZ
Zip	85234-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	CAMERON RANCH MCR 778-46
Legal Range	06E
Legal Township	01S
Legal Section	02
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	CAMERON RANCH
Legal Lot Number	287
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1013
Census Tract	422621

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3450 E TERRACE AVE, GILBERT, AZ 85234-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 19, 2017	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 4, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	20170365058
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3450 E TERRACE AVE, GILBERT, AZ 85234-1721
Document Number	0000504616
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 E BARBARITA AVE GILBERT AZ 852348132, GILBERT, AZ 85234-8132

Mortgage

Document Number	0000504616
Date	Jun 11, 2020
Instrument	504616

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 19, 2017
Property Address	3450 E TERRACE AVE, GILBERT, AZ 85234-1721
Document Number	0000365058
Instrument Date	May 16, 2017
Instrument	365058
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGENCY SOLU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3458 E TERRACE AVE GILBERT AZ 852341721, GILBERT, AZ 85234-1721

Mortgage

Document Number	365060
Date	May 19, 2017
Instrument	365060

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 4, 2017
Property Address	3450 E TERRACE AVE, GILBERT, AZ 85234-1721
Document Number	0000237360
Map Reference	MB 778 PG 46
Instrument Date	Mar 29, 2017
Instrument	2017-0237360
Transaction Type	Construction Loan
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 NEW MONTGOMERY ST, SAN FRANCISCO, CA 94105-3607
Mail Care Of	OPENDOOR LABS INC
Investor	Possibly a Property Investor

Mortgage

Document Number	, 2017-0237361
Date	Apr 4, 2017
Instrument	2017-0237361

Lender

Type	REO / Foreclosure Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,060 (-0.85%)	$410,600 (-0.85%) Land $82,100 Building $328,500
2025	$2,206.00 (+6.21%)
2024		$41,410	$414,100 Land $82,800 Building $331,300
2022	$2,077.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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